Adjoining Lots by Diamond Lake
1009 S Diamond Lake Drive : Horseshoe Bend, AR 72512
Izard County, Arkansas
Lot Description
Own Your Simple Lake Life Retreat - 0.31-Acre Lot Near Diamond Lake in Executive Subdivision
Discover the peaceful simplicity you've been searching for on this welcoming 0.31-Acre lot in Horseshoe Bend's quiet Executive neighborhood. Just 0.4 miles from Diamond Lake and 0.8 miles from the boat launch, with utilities ready including high-speed internet and an adjoining lot available to double your space, this property isn't just land - it's your opportunity to escape the stress and expense of city living and embrace the slower, safer, more affordable lifestyle where neighbors wave, nature surrounds you, and your budget finally stretches comfortably.
Affordable Ownership Options:
Cash Price: Own it outright for just $4,165 plus $249 doc fee (total: $4,414) for one lot, or $8,330 plus $249 doc fee (total: $8,579) for both lots
Owner Financing - No Credit Check Required: We believe simple lake living should be accessible to everyone seeking peace and affordability, which is why we offer straightforward owner financing with no bank involvement, no credit checks, and no complicated approval processes.
For One Lot:
• Initial deposit: Just $349 to get started (includes $249 non-refundable doc fee plus $100 down payment toward purchase price)
• Monthly payments: Only $150 per month for 32 months - less than most monthly utility bills
• Total financed amount: $4,900 over 32 months
For Both Lots:
• Initial deposit: Just $349 to get started (includes $249 non-refundable doc fee plus $100 down payment toward purchase price)
• Monthly payments: Only $300 per month for 32 months - still less than most car payments
• Total financed amount: $9,800 over 32 months
• Deed transferred upon completion: Once your final payment is made, the deed is transferred and filed with the county recorder in your name - it's that simple.
No hidden fees. No balloon payments. No interest. No prepayment penalties. Just honest, transparent terms that make lake-area property ownership achievable on working-class incomes or fixed retirement budgets. The modest monthly payments mean securing your peaceful retreat doesn't require wealth or financial stress - just steady commitment to your simpler future.
Property Details:
APN: 800-03860-000 (adjoining lot 800-03859-000 also available)
Address: 1009 S Diamond Lake Dr, Horseshoe Bend, AR 72512
County: Izard County
Subdivision: Executive
Acreage: 0.31 acres (0.63 acres if both lots purchased)
Lot Type: Gently sloping lot
Zoning: Residential with 1,050 sq. ft. minimum (850 sq. ft. heated)
RV Allowed: Yes, during construction up to 1 year
Power: Available at property
Water: Municipal water available
Internet: High-speed fiber optic available
Trash Service: Weekly pickup
Road Access: Year-round access
Annual Property Taxes: Only $19.48 per lot
Distance to Diamond Lake: 0.4 miles
Distance to Boat Launch: 0.8 miles
Expansion Opportunity: Adjoining 0.32-Acre lot available
Property Features: Water available, electricity available, fiber internet, trash pickup, adjoining property available, walk to lake, gently sloping terrain, quiet neighborhood
Why This Property Stands Out:
LESS Than Half A Mile From Diamond Lake: Imagine living where your morning routine can include a quick walk or short drive to beautiful lake views and water access. This property sits just 0.4 miles from Diamond Lake, creating the effortless connection to nature and recreation that makes small-town lake living so appealing. Take morning walks to the lake before breakfast, enjoying peaceful starts to your day surrounded by natural beauty. Drive less than a minute to reach the water for fishing, kayaking, or simply watching the sunrise over the lake. Access the boat launch 0.8 miles away for convenient boating without complicated logistics or long drives. Enjoy the feeling of living near water without the premium costs or flood concerns of true waterfront properties. This proximity means lake life becomes part of your daily routine rather than a special occasion requiring planning and travel. You're choosing affordable simplicity while gaining the natural beauty and recreation that make life richer and more enjoyable.
OPTION TO Expand With Adjoining Lot: Planning something more substantial or wanting extra space and privacy? An adjoining 0.32-Acre lot is available for purchase, allowing you to control 0.63 total acres in this peaceful location. The combined lots create over half an acre - substantial space for a larger home with extensive yard areas and landscaping, a detached garage, workshop, or storage building, additional parking for boats, RVs, or visiting family vehicles, enhanced privacy with generous buffers from any neighbors, room for gardens, fruit trees, or outdoor projects, and future flexibility if your needs or vision changes over time. Buy just one lot if that meets your needs and budget, or secure both to ensure maximum space and control. This flexibility lets you scale your investment to match your exact situation and goals. Many buyers appreciate having the expansion option available even if they don't exercise it immediately, knowing they can always add more space later if circumstances allow.
UTILITIES Ready Including High-Speed Internet: Unlike many rural properties that force you to choose between small-town peace and modern conveniences, this lot delivers both worlds seamlessly. Power is available for immediate connection when you're ready to build. Municipal water eliminates well-drilling uncertainties, costs, and water quality concerns. Weekly trash pickup is included - no need to haul your own garbage to distant facilities. High-speed fiber internet provides true broadband connectivity that's essential for modern living. This internet access is particularly valuable and increasingly essential, allowing you to stay connected with distant family through video calls, stream entertainment without buffering or data caps, manage online banking and shopping efficiently, and even work remotely if your employment offers location flexibility. For retirees staying connected with grandchildren or anyone managing life online, this fiber access is invaluable. You're not sacrificing modern connectivity for small-town peace - you're enjoying both without compromise.
GENTLY Sloping Terrain Ready For Construction: The property features a gentle slope that's entirely buildable with standard construction techniques while providing natural drainage advantages. The gradual terrain is manageable with conventional grading and foundation work without extreme excavation costs. Gentle slopes often provide better water drainage than completely flat lots, reducing moisture and foundation concerns. The terrain creates visual interest and potential for attractive multi-level landscaping. Building on gentle slopes is routine for local contractors and adds minimal cost compared to difficult hillside properties. For practical buyers focused on straightforward, affordable construction, this terrain represents the sweet spot - interesting enough to provide character and drainage without the challenges and expenses of steep or severely uneven lots. You can build the modest, comfortable home you're envisioning without fighting difficult topography or breaking your budget on site preparation.
REMARKABLY LOW Property Taxes: At just $19.48 annually for the single lot ($38.96 for both lots if purchased together), property taxes are almost shockingly low - less than $1.62 monthly for one lot or $3.25 monthly for both. This minimal carrying cost is one of Arkansas's greatest advantages, meaning you can hold property long-term without financial stress, visit as frequently or infrequently as your situation allows without wasted investment, take your time building on your schedule without pressure, weather economic challenges without being forced to sell, and maintain ownership even on very fixed or limited incomes. For retirees on Social Security or anyone with modest income, these minimal taxes are essential for making ownership practical and sustainable. You're not trading one financial burden for another - you're achieving genuine ownership with almost no ongoing costs.
EXECUTIVE Neighborhood's Peaceful Character: This lot sits in the Executive subdivision, which offers the quiet, uncrowded atmosphere that people seeking simpler living truly appreciate. The neighborhood features established properties with residents who value peace and privacy. Streets are calm with minimal through-traffic, perfect for walking and feeling safe. The area maintains a natural, wooded character rather than cookie-cutter subdivision density. Neighbors tend to be like-minded folks seeking peaceful lake living rather than status or pretension. The overall feel is relaxed and unpretentious - people living how they want without judgment or pressure. For anyone tired of keeping up appearances, dealing with nosy neighbors, or feeling constantly watched in suburban developments, the Executive area's low-key, respectful atmosphere provides genuine relief. You can finally relax and live simply without explaining or justifying your choices to anyone.
EXTENDED RV Allowance During Construction: While building your home, you're welcome to stay in an RV on the property for up to one full year, providing valuable flexibility for anyone managing construction personally or on a tight budget. Live on your land while you build, saving substantially on rent or temporary housing costs that can derail budgets. Oversee construction progress personally, ensuring quality work and your vision is realized correctly. Get to know your property through all four seasons before your home is complete. Start enjoying lake access and small-town living immediately rather than waiting until construction finishes. For owner-builders, retirees, or anyone on fixed incomes, this one-year allowance can make the difference between being able to build affordably or having to abandon plans due to temporary housing expenses eating up construction funds.
About Horseshoe Bend:
Horseshoe Bend isn't just another small town - it's a genuine refuge where affordable living, natural beauty, practical amenities, and welcoming community create the peaceful lifestyle you've been seeking without isolation or sacrifice.
AFFORDABLE Living That Transforms Your Finances: One of Arkansas's greatest advantages is making comfortable living achievable on modest incomes, and Horseshoe Bend exemplifies this perfectly. Property taxes are remarkably low as you've seen. Overall cost of living is far below national averages with affordable groceries, reasonable restaurant prices, manageable utility costs, and lower expenses across the board. Gas prices typically run below national averages. Building costs are generally lower than coastal or metropolitan markets. This isn't marginally cheaper - it's dramatically more affordable, meaning your paycheck or retirement income suddenly covers everything comfortably with money left over for savings, travel, or simply reducing financial anxiety. Many people find they can live well in Horseshoe Bend on incomes that left them struggling in cities or expensive suburbs, finally achieving the financial breathing room that allows genuine peace of mind.
DIAMOND Lake And Triple-Lake Recreation: Living near Diamond Lake means exceptional water access and outdoor recreation that enhance daily life without expensive memberships or fees. Diamond Lake provides excellent fishing for bass, crappie, and catfish accessible to everyone. The convenient boat launch 0.8 miles away makes boating effortless rather than complicated. Swimming areas and beaches offer summer fun. Kayaking and canoeing on calm waters provide peaceful exercise and nature connection. Additionally, Crown Lake and the Strawberry River provide variety when you want different water experiences. This triple-lake access means recreation options abound without the costs associated with resort communities or exclusive clubs. The lakes become your playground, your exercise facility, and your entertainment - essentially free once you live here.
WARM Community Spirit And Genuine Friendships: What truly distinguishes Horseshoe Bend is its people and the authentic small-town atmosphere increasingly rare in modern America. This is a community where neighbors wave and actually mean it, where people chat at local restaurants and the grocery store, where longtime residents and newcomers mix naturally without suspicion or exclusion, where community events bring everyone together regardless of background or income, and where there's genuine willingness to help neighbors in need. Many people who relocate here report that the community exceeded expectations - they came for affordability but stayed for the friendships and sense of belonging they developed. For anyone tired of impersonal suburban or urban living where nobody knows their neighbors, Horseshoe Bend's authentic community provides genuine connection and belonging.
PRACTICAL Amenities Without Big-City Hassles: Horseshoe Bend successfully balances peaceful small-town living with conveniences that make daily life manageable and comfortable. Local grocery stores provide weekly shopping needs efficiently. Pharmacies fill prescriptions and offer basic health supplies. Gas stations and convenience stores handle quick stops. Restaurants serve home-cooked meals and local favorites at affordable prices. Medical facilities provide basic care, urgent services, and routine checkups. Banks, post office, and hardware stores handle essential services. For major shopping or specialized medical care, Mountain Home sits 45 minutes away with larger retailers and comprehensive services. This balance means you enjoy peaceful lake living while maintaining access to everything you actually need. You're not choosing between convenience and tranquility - you're getting both.
SAFETY And Peace OF Mind: Horseshoe Bend offers genuine safety that allows you to relax and truly enjoy life rather than remaining constantly vigilant. Low crime rates provide real security rather than just statistics. The tight-knit community means people notice unusual activity and look out for each other. Children can play outside safely. You can take evening walks without worry. Property is generally secure whether you're home or away. The slower pace means less traffic and fewer accidents. Emergency services are responsive and professional. For anyone coming from areas where safety is a daily concern, where you're constantly on guard and rarely relaxed, Horseshoe Bend's security provides enormous relief. You can finally breathe easily and stop living in defensive mode.
FOUR-SEASON Mild Ozark Climate: The Ozark region offers comfortable weather year-round without extremes that complicate life or drive up costs. Mild winters with occasional scenic snow but without harsh cold, dangerous ice, or expensive heating bills. Warm, pleasant summers perfect for lake activities without oppressive, dangerous heat. Spectacular fall weather with comfortable temperatures and beautiful foliage. Early spring extending your outdoor season. This moderate climate means lower utility costs year-round, easier property maintenance without fighting extreme weather, comfortable outdoor living most of the year, and year-round accessibility without being snowed in for months. Your property investment works twelve months annually.
SIMPLE, Stress-Free Lifestyle: Perhaps most importantly, Horseshoe Bend offers the simplicity and reduced stress that makes life genuinely more enjoyable. No traffic congestion means you arrive everywhere quickly and calmly. No parking struggles or expensive parking fees. No pressure to keep up with wealthy neighbors. No complicated HOA rules and fees. No feeling of constant competition or inadequacy. No sensory overload from crowds, noise, and constant stimulation. Life moves at a pace that feels natural rather than frenetic. You have time to walk to the lake on pleasant mornings, to chat with neighbors, to notice seasonal changes, to actually enjoy your surroundings rather than rushing past everything. This simplicity isn't deprivation - it's liberation from the exhausting complexity of modern urban and suburban life.
Endless Possibilities Await:
Whether you're building your retirement home where affordability meets lake access, creating a downsized residence perfect for your current needs, establishing a stress-free base after years of expensive city living, relocating for lower costs while gaining natural beauty and recreation, securing one lot now with option to expand later, developing a modest home that supports peace of mind and financial security, or simply investing in the simpler, slower lifestyle you've always wanted, this 0.31-Acre Executive lot (with expansion available) delivers the perfect combination of lake proximity, modern conveniences, and affordable simplicity.
Picture yourself enjoying morning coffee while planning your short walk to Diamond Lake. Imagine living somewhere your retirement income covers everything comfortably without anxiety. Envision friendly waves from neighbors who respect your privacy and independence. Consider the relief of minimal property taxes that never strain your budget. Think about high-speed internet connecting you with distant grandchildren through clear video calls. Visualize a life where stress melts away because you're finally living simply, affordably, and peacefully. This property offers you the practical canvas for easy lake living - you provide the vision for the stress-free life you deserve.
Ready To Take The Next Step?
Don't let this opportunity slip away. Affordable lake-area properties with fiber internet and expansion options rarely remain available long. At just over $4,400 cash or only $150 monthly for one lot (or $8,600 cash/$300 monthly for both), this Executive Subdivision property represents exceptional value for anyone seeking simple, peaceful lake living.
Contact us today for:
• Additional property photos and terrain information
• Details about the adjoining lot and combined parcel options
• Information about walking routes to Diamond Lake
• Answers to questions about building, utilities, or the neighborhood
• Details about visiting the property and experiencing Horseshoe Bend
• Guidance about local builders and construction costs
• Assistance with the straightforward purchasing process
• Information about lake access and recreation opportunities
Your simple lake living dream is closer than you think. With incredibly affordable financing, fiber internet access, proximity to Diamond Lake, expansion options available, and a peaceful community waiting to welcome you, this Horseshoe Bend property delivers the stress-free lifestyle change you've been seeking. Stop struggling with high costs, traffic, and urban chaos. Stop dreaming about simpler living while staying stuck in complicated, expensive places. Stop letting another year pass without taking control of your life and peace of mind. Take the step today that your future self will thank you for - secure the affordable property where lake beauty, modern convenience, community, and financial relief become your daily reality.
Make this exceptional Executive lot yours today - your piece of simple, peaceful lake life is waiting.
Lot Maps & Attachments
Directions to Lot
If you are coming from Little Rock, take US-67 N for approximately 100 miles.
Then, take AR-56 E for about 14 miles and turn right onto S Diamond Branch Rd.
Continue straight until you reach 1009 S Diamond Lake Dr in Horseshoe Bend, AR 72512.
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