Peace in The Pines
10710 Se 185 Th : Umatilla, FL 32784
Marion County, Florida
Lot Description
Welcome to your opportunity to own an affordable 0.19-Acre building lot in Marion County, Florida-where accessibility, natural beauty, and freedom come together to create the perfect entry point into Florida land ownership. This property offers exceptional value for first-time land buyers, those seeking a retirement homesite, or investors looking to enter Florida's thriving real estate market at an unbeatable price point.
Located in southern Marion County, this residential lot sits in one of Florida's fastest-growing regions, positioned between Ocala's amenities to the north and The Villages-America's largest active adult community-to the south. Imagine owning your own piece of the Sunshine State where you can build a cozy home, place a manufactured home, or hold as an investment while the area continues its remarkable growth and development.
At 0.19 acres (approximately 8276.4 square feet), this property provides a standard residential building lot with dimensions of approximately 75 feet by 135 feet-sufficient space for a comfortable home up to 1,600 square feet, driveway, yard, and landscaping. This lot size offers important advantages: an affordable purchase price making land ownership immediately accessible, minimal annual property taxes keeping carrying costs low, manageable site preparation costs, and easier ongoing property maintenance.
The terrain is typical of Central Florida-relatively level with natural vegetation and good drainage. The sandy soil composition, characteristic of Florida's interior regions, makes foundation work straightforward, septic installation efficient, and landscaping manageable. Some clearing will be needed to prepare a building site, but the work is reasonable and less extensive than heavily forested properties.
Power is available in the area, making utility connections practical and affordable. You'll need to install a well for water-standard for rural Florida properties and providing unlimited fresh water with no monthly bills. A septic system will be required for wastewater, and Florida's sandy soils are ideal for conventional septic systems that last for decades with minimal maintenance.
The flexible zoning allows for various housing options including site-built homes, modular homes, and manufactured homes, giving you the freedom to choose the approach that best fits your budget and timeline. Whether you want to build a traditional stick-built home, place a quality manufactured home for faster occupancy, or start with something modest and expand later, you have options.
Best of all, there's no Hoa-No monthly fees draining your budget, no restrictive covenants limiting your choices, no committees dictating what you can build or how your property should look. This is your land, and you have the freedom to develop it as you choose within Marion County's reasonable building codes.
Whether you're a first-time land buyer taking your initial step toward property ownership, someone seeking an affordable Florida homesite for retirement, or an investor entering the market at a low price point with substantial appreciation potential, this property delivers outstanding value. The location offers an ideal balance-peaceful and away from urban congestion, yet strategically positioned near growing communities, employment centers, medical facilities, shopping, and entertainment.
We're making land ownership accessible with incredibly affordable financing:
Cash Discounted Price: $15,999
Easy Owner Financing Available:
- Down Payment: $250
- Documentation Fee: $250 (one-time)
- Total Due Today: $500
- Monthly Payment: $250/Month for 84 months
- Total if Financed: $21,500 over 7 years
Own nearly a quarter-acre of Florida land for just $500 down and $250 per month. No credit checks, no bank hassles, no complicated approval process. This is land ownership made accessible to everyone.
See Info Below:
State: Florida
County: Marion
Size: 0.23 acres (approximately 10,019 square feet)
Lot Dimensions: Approximately 75 feet x 135 feet
Parcel/APN: 5020
Gps Coordinates:
- Center: 29.017700, -81.814600
- NW Corner: 29.017800, -81.814700
- NE Corner: 29.017800, -81.814400
- SE Corner: 29.017500, -81.814400
- SW Corner: 29.017500, -81.814700
Annual Taxes: Approximately $83.07/Year (about $6.92/Month)
Zoning: Mixed-Residential (R4)
Hoa/Poa: None - No HOA fees or restrictions
Improvements: Natural vegetation, level terrain
Access: County-maintained road
Water: Private well required (typical depth 100-250 feet)
Sewer: Septic system required (permitted through Florida Department of Health)
Utilities: Power available in area; Propane for cooking/heating; Internet options available
Camping/RVs: No, camping is not allowed as a permanent or regular use in R-4 zoning
No full-time RV living. Temporary use is allowed during construction w/ permit.
Mobile homes are allowed.
Information presented in this listing is deemed accurate but is not guaranteed. Buyers are advised to conduct their own due diligence and verify all details independently before purchase.
Location And Setting Overview
Your Marion County Homesite: This 0.19-Acre lot sits in southern Marion County, one of Florida's most dynamic and fastest-growing regions. Marion County encompasses diverse landscapes from the horse farms of Ocala to the rolling hills of the southern reaches, offering residents the perfect blend of natural beauty, small-town charm, and modern convenience.
The property's location in southern Marion County provides exceptional advantages. You're positioned near The Villages-America's premier active adult community with over 130,000 residents-which brings world-class amenities, healthcare facilities, entertainment venues, and dining options to the region. Yet you maintain the freedom and privacy of owning your own land without the restrictions and fees associated with planned communities.
Marion County has experienced remarkable growth over the past two decades, with population increasing approximately 15-20% and continuing to attract new residents drawn by Florida's affordable cost of living, no state income tax, mild climate, and excellent quality of life. This growth has brought infrastructure improvements, new businesses, expanding healthcare facilities, and rising property values-all benefiting landowners in the area.
Marion County - Horse Capital of the World: Marion County is internationally recognized as the "Horse Capital of the World" with over 1,200 horse farms breeding and training thoroughbreds, standardbreds, quarter horses, and other breeds. This equine industry creates a unique character and economic foundation, contributing billions to the local economy while preserving the region's pastoral beauty and rural character.
Beyond horses, Marion County offers remarkable natural attractions including Silver Springs-one of the largest artesian springs in the world-and portions of the Ocala National Forest, Florida's oldest national forest with 430,000 acres of pristine wilderness. The county is dotted with sparkling lakes, crystal-clear springs, and winding rivers, making it paradise for outdoor enthusiasts who enjoy fishing, boating, swimming, hiking, camping, and wildlife viewing.
Perfect Location - Access to Everything: Southern Marion County provides ideal positioning relative to major Florida destinations and daily conveniences:
Ocala (approximately 20-25 miles north): Marion County's seat and economic hub offers comprehensive shopping at Paddock Mall and numerous retail centers, major stores including Walmart, Target, Home Depot, Lowe's, grocery chains including Publix, Winn-Dixie, and Aldi, dozens of restaurants from casual to upscale, urgent care and medical specialists, HCA Florida Ocala Hospital and other healthcare facilities, entertainment venues, cultural attractions, and professional services.
The Villages (approximately 10-15 miles south): America's largest and most successful active adult community provides world-class amenities even for non-residents including extensive retail and restaurant districts, multiple healthcare facilities and medical centers, entertainment venues with live music nightly, golf courses and recreation facilities, Spanish Springs and Lake Sumter Landing Market Squares with shopping and dining, and a vibrant social atmosphere.
Gainesville (approximately 45-50 miles north): Home to the University of Florida offering SEC sports excitement, Shands Hospital-one of the Southeast's premier medical centers, museums and cultural attractions, diverse dining and entertainment, and college-town energy.
Orlando (approximately 60-65 miles south): Florida's tourism capital provides Walt Disney World, Universal Studios, SeaWorld, International Drive entertainment district, Orlando International Airport for domestic and international travel, professional sports including Orlando Magic NBA basketball, and endless dining, shopping, and entertainment options.
Tampa/St. Petersburg (approximately 75-80 miles southwest): Gulf Coast metropolitan area offering beautiful beaches, professional sports (Buccaneers, Lightning, Rays), Busch Gardens and adventure attractions, extensive cultural institutions, and international airport.
Daytona Beach (approximately 55-60 miles east): Atlantic Ocean beaches and the famous Daytona International Speedway are easily accessible for weekend getaways.
This strategic central Florida location means you're never more than an hour from major airports, theme parks, beaches, or metropolitan amenities, yet you enjoy affordable rural living with space, privacy, and freedom.
Climate and Lifestyle: Marion County sits in Central Florida's transitional zone where North Florida's rolling terrain meets Central Florida's lakes and wetlands. The climate is humid subtropical with hot summers and mild winters-perfect for year-round outdoor living.
Summer (June-September) brings warm, humid weather with afternoon thunderstorms providing natural cooling and keeping landscapes lush and green. These storms typically arrive in late afternoon, bringing spectacular lightning, refreshing rain, and cooler evenings. Winter (December-February) is delightful with daytime highs in the 70s and nighttime lows in the 50s. Hard freezes are rare, and snow is virtually unknown.
Spring and fall offer particularly pleasant weather with comfortable temperatures, lower humidity, and beautiful conditions for outdoor activities and property work. The region receives approximately 51 inches of annual rainfall, mostly during summer months. You'll enjoy approximately 230+ sunny days per year-abundant Florida sunshine for outdoor living, gardening, and potentially solar power.
Neighborhood Character: Southern Marion County attracts a diverse population including retirees seeking affordable Florida living near world-class amenities, working professionals employed in Ocala, The Villages, or Orlando who prefer lower-cost rural living, young families raising children in safe, affordable environments, remote workers and telecommuters who can live anywhere and choose Florida's lifestyle and tax advantages, and investors recognizing the area's growth potential and property appreciation.
The absence of an HOA means you won't face monthly fees, restrictive covenants, or architectural review committees. You can develop your property as you choose, build the home that fits your budget and vision, and truly make your land reflect your personality and lifestyle-freedom that's increasingly rare in Florida's developed areas.
Building Your Dream Home - Affordable Options For Every Budget
Your 0.19-Acre lot provides adequate space for comfortable, affordable housing that meets your needs without breaking your budget. While more compact compared to larger rural parcels, this lot size accommodates homes up to approximately 1,600 square feet plus driveway, yard, and basic landscaping-perfectly suitable for singles, couples, retirees, or small families seeking to maximize value while minimizing costs and maintenance requirements.
Manufactured Homes - Maximum Affordability ($30,000-$85,000 Total): Modern manufactured homes represent the most affordable and fastest path to homeownership, and they've come a long way from the mobile homes of past decades. Today's manufactured homes feature residential-style construction with attractive exteriors, energy-efficient designs that meet or exceed Energy Star standards, and interior finishes that rival many site-built homes-all at significantly lower costs.
Single-Wide Manufactured Homes ($30,000-$50,000 total): Perfect for singles, couples, or retirees seeking simple, affordable living, single-wide models typically measure 14-18 feet wide by 60-80 feet long, providing 600-900 square feet of living space. These homes usually include 2 bedrooms, 1-2 bathrooms, an open-concept kitchen and living area, and energy-efficient appliances. Purchase price runs $20,000-$40,000 delivered and professionally set up on your property.
Add approximately $7,000-$12,000 for site preparation (clearing and leveling a building pad), foundation (concrete runners or piers meeting Florida Building Code), professional setup and leveling, tie-downs meeting Florida's strict hurricane standards, skirting around the base for finished appearance, and basic steps or small porch for entry. Include $3,500-$6,000 for well installation and $5,000-$7,000 for septic system, bringing your total move-in cost to approximately $38,000-$65,000 for a complete, ready-to-occupy home.
Double-Wide Manufactured Homes ($55,000-$100,000 total): Providing more spacious living, double-wide models measure 24-32 feet wide by 40-60 feet long, offering 1,200-1,500 square feet. These homes typically include 3 bedrooms, 2 bathrooms, separate living and dining areas, larger kitchens with pantries, and master suites with garden tubs or walk-in showers. Purchase price runs $40,000-$70,000 delivered and set up.
Installation costs run $9,000-$15,000 for site work, foundation, setup, tie-downs, skirting, and entry structures. With utilities, total investment reaches approximately $60,000-$100,000 for a comfortable family home with modern amenities and attractive curb appeal.
Modern manufactured homes offer numerous advantages beyond affordability. Factory construction means consistent quality with professional oversight, protection from weather during building, efficient use of materials, and standardized processes. Energy efficiency is excellent-these homes meet Energy Star standards with superior insulation, energy-efficient windows, properly sized Hvac systems, and sealed construction that keeps utility bills reasonable even in Florida's hot summers.
The speed of construction is remarkable-from order to occupancy typically takes just 60-90 days once permits are secured and site preparation is complete, compared to 8-12+ months for site-built homes. This means you can be enjoying your new Florida home in just a few months rather than waiting through seasons of construction delays, weather issues, and subcontractor scheduling challenges.
Many lenders now offer conventional financing for manufactured homes permanently installed on owned land, treating them similarly to traditional mortgages. This makes financing easier than in past decades when manufactured homes were considered personal property. With permanent foundations and proper installation, these homes can appreciate in value over time, building equity for your financial future.
Modular Homes - Best of Both Worlds ($95,000-$160,000 total): Modular homes represent an excellent middle ground between manufactured homes and traditional site-built construction, combining the factory efficiency and quality control of manufactured housing with the building standards and appreciation potential of conventional homes.
Like manufactured homes, modular homes are built in sections at climate-controlled factories under strict quality control, but they're constructed to meet the same Florida Building Code as site-built homes rather than the federal HUD code governing manufactured housing. The factory-built modules are transported to your property on flatbed trucks, assembled and secured on permanent foundations using cranes, then finished by local contractors who complete the roof, siding, trim, and interior details.
A quality modular home measuring 1,200-1,600 square feet with 3 bedrooms and 2 bathrooms typically costs $70,000-$115,000 for the structure purchased from the manufacturer. This includes the factory-built modules, transportation to your site, and basic setup. Add approximately $15,000-$25,000 for site preparation, permanent foundation (concrete block or poured concrete meeting Florida Building Code), professional assembly including crane work, roofing completion and sealing, siding installation and exterior trim, and final interior finishing.
Include utilities-$3,500-$7,000 for complete well system, $5,000-$8,000 for septic installation, $800-$2,500 for electric connection, and $2,000-$4,000 for site work including driveway-and your total investment runs approximately $95,000-$160,000 for a complete, move-in-ready home that looks identical to traditional construction.
Modular homes offer several compelling advantages: construction timeline of 3-5 months from order to occupancy (faster than site-built, slightly longer than manufactured due to more on-site finishing work), consistent high quality due to factory construction with professional oversight, ability to customize floor plans and finishes to suit your preferences, and they're considered real property that appreciates like site-built homes. Financing is typically easier than manufactured homes, insurance companies treat them like traditional construction, and the finished product is often indistinguishable from stick-built homes-neighbors and appraisers cannot tell the difference.
Site-Built Homes - Traditional Construction ($100,000-$220,000 total): For those preferring traditional stick-built construction with complete design freedom, smaller efficient homes work best on quarter-acre lots while providing comfortable, functional living spaces. A compact site-built home measuring 900-1,400 square feet with 2-3 bedrooms and 1-2 bathrooms costs approximately $110-$150 per square foot for construction, including engineered foundation appropriate for Florida soils, wood or metal framing with hurricane straps and proper bracing, roofing with architectural shingles rated for high winds, exterior finish (vinyl siding, fiber cement, stucco, or brick veneer), complete interior finish, kitchen and bathrooms, Hvac, electrical, and plumbing systems.
For a 1,000 square foot home with basic but quality finishes, expect approximately $110,000-$130,000 for construction. Add $3,500-$7,000 for well, $5,000-$8,000 for septic, $800-$2,500 for electric connection, $3,000-$6,000 for site work and driveway, and $1,500-$3,000 for permitting, bringing total investment to roughly $125,000-$155,000.
For a larger 1,400 square foot home with upgraded finishes-granite or quartz countertops, quality flooring throughout, upgraded fixtures, and enhanced architectural details-expect $140-$160 per square foot or $196,000-$224,000 total including all costs.
Well-designed small homes can feel surprisingly spacious through thoughtful design: open floor plans that combine kitchen, dining, and living areas create visual spaciousness and improve social interaction; high or vaulted ceilings make rooms feel larger and more open; large windows and glass doors bring in natural light and connect indoor and outdoor spaces; built-in storage solutions maximize every square foot; multi-functional spaces adapt to different needs; and efficient layouts minimize wasted hallway space.
Construction timeline typically runs 7-12 months from groundbreaking to completion, depending on weather, contractor scheduling, material availability, and complexity of design. Working with experienced local builders who know Marion County's requirements and maintain good relationships with reliable subcontractors helps keep projects on schedule and within budget.
Tiny Homes and Small Cottages - Minimalist Living ($45,000-$90,000 total): For those embracing minimalist living, seeking a starter home to build equity before expanding, or creating a retirement cottage that minimizes maintenance and expenses, small homes between 600-850 square feet can provide surprisingly comfortable living.
Marion County typically requires minimum 600 square feet for primary residences, but well-designed small homes in this size range can include 1-2 bedrooms, 1 bathroom, open-concept living/kitchen/dining areas, efficient storage solutions, covered porches extending living space outdoors, and modern amenities. Total costs including land preparation and utilities typically run $65,000-$110,000 depending on finishes and whether you choose manufactured, modular, or site-built construction methods.
Small homes offer significant advantages: lower purchase and construction costs mean faster path to ownership with less debt, reduced utility costs (heating, cooling, lighting smaller spaces), minimal maintenance requirements saving time and money, lower property taxes based on smaller square footage, and simplified living that many find liberating rather than limiting.
Many owners build small initially with plans to expand later-adding bedrooms, enlarging living areas, or building separate structures as finances allow. Your 0.23 acres provides room for a small initial home with space reserved for future additions.
Complete Building Timeline and Process: Understanding the realistic timeline for each step helps you plan appropriately and set expectations:
1. Land Purchase (1-2 days): With our streamlined process, you can move from decision to ownership in just 1-2 business days.
2. Design Selection and Financing (2-4 weeks): Choose your home style and floor plan (faster for manufactured/modular with pre-designed options, longer for custom site-built). Secure construction financing if needed-many buyers use personal savings, home equity from existing properties, construction-to-permanent loans, or specialized manufactured home financing.
3. Permitting (3-8 weeks): Submit plans to Marion County Building Department for review and permit approval. Timeline varies based on plan complexity and current department workload. Manufactured homes with standardized plans typically approve faster than custom site-built designs requiring architectural and engineering review.
4. Site Preparation (1-3 weeks): Clear and level building pad, install temporary power if needed, establish driveway access, and complete rough grading for proper drainage away from building site.
5. Well Installation (1-2 weeks): Schedule licensed well drilling contractor, drill to appropriate depth (typically 100-250 feet), install casing and submersible pump, install pressure tank and controls, test water quality, and obtain approval from health department if required.
6. Septic System Installation (2-3 weeks): Obtain permit from Florida Department of Health, install septic tank and drain field according to approved plans, complete installation inspection, and receive final approval before occupancy.
7. Foundation and Utility Connections (1-2 weeks): Pour concrete foundation or install foundation system appropriate for your home type, run electrical service to home, connect well system, and prepare for home delivery or construction.
8. Home Construction or Delivery:
- Manufactured homes: 60-90 days from order to delivery and setup
- Modular homes: 90-120 days from order to complete assembly
- Site-built homes: 6-10 months from groundbreaking to completion
9. Final Finishes and Inspections (1-3 weeks): Complete all finish work, obtain required inspections from Marion County (framing, electrical, plumbing, mechanical, final), make any required corrections, and receive certificate of occupancy allowing legal occupancy.
Total Timeline Summary:
- Manufactured/Modular homes: 4-7 months from land purchase to move-in
- Site-built homes: 9-15 months from land purchase to move-in
Detailed Utilities and Infrastructure Costs:
Well System ($3,500-$7,000 complete): Central Florida's abundant groundwater makes wells the standard water source for rural properties. Wells typically require drilling 100-250 feet deep to reach productive aquifer zones with good water quality and sufficient flow rates for household use.
A complete well system includes: drilling to appropriate depth based on hydrogeology and water quality testing, installing steel or PVC casing to prevent collapse and contamination, setting a submersible pump at proper depth sized for your household water demands, installing pressure tank (typically 40-80 gallon capacity) to maintain steady pressure and reduce pump cycling, basic water treatment or filtration if water quality testing indicates need (iron removal, pH adjustment, or hardening treatment), electrical connection for pump operation with proper disconnect and controls, and protective well head covering meeting code requirements.
The water quality from Central Florida's aquifers is generally excellent-clear, clean, and naturally filtered through layers of limestone and sand. Some areas may have slightly hard water (high mineral content) that some homeowners choose to treat with water softeners, and occasionally iron content causes slight discoloration that's easily treated.
Having your own private well provides tremendous benefits: zero monthly water bills forever (just minimal electricity to run the pump), unlimited water supply for household use without restrictions or conservation mandates during droughts, ability to irrigate gardens and lawns freely without metered usage fees, water for washing vehicles, filling pools or ponds, and any other needs, complete independence from municipal water systems with their rising rates and potential outages, and control over water quality through optional treatment systems suited to your preferences.
Well pumps and pressure tanks are remarkably reliable, typically lasting 15-25+ years with minimal maintenance beyond occasional inspection. When eventual replacement is needed, costs run $800-$1,500 for pump replacement or $300-$600 for pressure tank replacement-still far less than decades of monthly water bills.
Septic System ($5,000-$8,000 installed): Florida's sandy soils with excellent natural drainage are ideal for conventional septic systems-the most affordable, reliable, and time-tested wastewater treatment option for rural properties throughout the state.
A standard septic system for a 2-3 bedroom home includes: septic tank (typically 1,000-1,250 gallons, constructed of durable concrete or heavy-duty plastic), drain field (also called leach field or absorption field) sized appropriately based on soil percolation tests and expected wastewater volume, distribution box to evenly distribute effluent across the drain field, proper installation at appropriate depths with correct slope for gravity flow, backfilling and compaction, and permitting through Florida Department of Health which regulates all septic systems statewide to protect groundwater quality.
The system works through natural biological processes: household wastewater flows to the septic tank where solids settle and are broken down by anaerobic bacteria, liquid effluent flows from the tank to the drain field where it percolates through layers of soil that naturally filter and purify it through biological and physical processes, and the treated water eventually rejoins the groundwater table. This natural treatment is highly effective and has been proven reliable for over a century.
Proper maintenance is simple and inexpensive: have the tank pumped every 3-5 years by a licensed septic contractor (more frequently for larger families or if you use a garbage disposal heavily)-typical pumping costs $275-$400, avoid flushing harsh chemicals, non-biodegradable items, or excessive grease that can damage the bacterial ecosystem, don't plant trees with aggressive root systems directly over the drain field (grass or shallow-rooted plants are fine), and avoid driving heavy vehicles over the drain field which can compact soil and reduce absorption.
When properly maintained and installed correctly in suitable soils, septic systems reliably last 25-35+ years or longer before any major components need replacement. Unlike city sewer systems that charge $40-$90+ monthly fees that increase annually, your septic system has essentially zero operating costs beyond occasional pumping.
Electric Connection ($800-$2,500): Electrical service costs vary based on your property's distance from existing power lines and the service size needed for your home. For this property, you'll work with the local electric utility company (likely Duke Energy or another provider serving Marion County) to establish service.
Typical costs include: utility company connection fee and application, meter base (enclosure that holds your electric meter) and weather head (protective housing where service wires enter your home), underground or overhead wire run from the nearest utility pole or transformer to your home's meter location-costs increase with distance, usually calculated per foot, temporary power pole if needed during construction, and any transformer upgrades if serving multiple homes in the area.
For properties within reasonable distance of existing power infrastructure (typically within 300-500 feet), connection costs usually run $800-$1,500. If you're further from existing lines, costs can reach $2,000-$3,000+ as utilities charge for extending infrastructure, though in some cases nearby development may have already extended lines close to your property.
Monthly electric bills in Florida vary significantly based on home size, insulation quality, Hvac system efficiency, thermostat settings (every degree cooler in summer substantially increases costs), appliance efficiency, lighting (Led versus older incandescent), and personal usage patterns. Energy-efficient homes of 900-1,400 square feet with modern insulation, efficient heat pumps, LED lighting throughout, and Energy Star appliances typically see bills of $100-$180 monthly. Less efficient homes or those with older Hvac systems might see $150-$250+ monthly, especially during peak cooling season (June-September).
Propane Gas ($0 initial setup, $400-$1,400 annually): Most rural Florida homes use propane for cooking ranges, hot water heaters, backup heating during occasional winter cold snaps, clothes dryers, and sometimes generators or pool heaters.
Propane companies typically provide and install the storage tank (usually 250-500 gallons for residential use) at no charge-the tank remains their property and you pay only for the propane you use. Delivery is scheduled when your tank gauge shows 20-30% remaining, typically once or twice annually for households using propane just for cooking and hot water, or more frequently if also used for heating or other high-usage applications.
Annual propane costs vary based on usage patterns and market prices (propane prices fluctuate seasonally and with energy markets), but typical households using propane for cooking and hot water spend $400-$900 annually. If also used for supplemental heating during winter months, costs might reach $800-$1,400 annually. Propane is efficient, clean-burning, and reliable-an excellent choice for rural homes.
Internet and Communications: Central Florida, including Marion County, has seen substantial improvements in rural internet access over recent years. Multiple options are now available:
Starlink Satellite Internet ($120/Month): SpaceX's Starlink has revolutionized rural internet access, providing high-speed broadband (typically 50-200 Mbps download speeds, sometimes higher) with relatively low latency suitable for video calls, online gaming, streaming multiple devices, and working from home. Initial equipment costs around $599 for the satellite dish and router, then $120/Month for unlimited data. Starlink works virtually anywhere with a clear view of the sky and has become the preferred option for many rural Florida residents.
Cellular-Based Internet ($50-$150/Month): All major carriers (Verizon, At&T, T-Mobile) now offer home internet through cellular networks in many areas. Speeds and reliability vary by location and network congestion but can provide adequate service for most households. Plans typically offer unlimited or high-cap data for $50-$80/Month, often with discounts if you already have cellular service from that carrier.
Fixed Wireless Providers ($50-$100/Month): Several regional internet service providers offer fixed wireless service using tower-based equipment and receivers mounted on your home. Speeds typically range 10-50 Mbps depending on distance from towers and line-of-sight. This can be a good option if towers are nearby.
Traditional Satellite (HughesNet, Viasat) ($60-$150/Month): Older satellite internet technology remains available but generally offers lower speeds and higher latency than Starlink, with data caps that can be restrictive. These services work as backups but most rural residents now prefer Starlink's superior performance.
Cell phone coverage from major carriers is generally good throughout Marion County, though signal strength can vary by specific location. Most residents report reliable voice and mobile data service from at least one or two major carriers.
Why Marion County Makes Sense
Strong Market Fundamentals: Marion County has experienced consistent growth over two decades, with population increasing from approximately 258,000 in 2000 to over 380,000 today. Growth continues driven by retirees discovering affordable alternatives to coastal Florida, professionals working remotely or commuting to Orlando/Tampa, families seeking quality schools and safe communities, and investors recognizing appreciation potential.
Property Values and Appreciation: Southern Marion County has shown particularly strong appreciation due to proximity to The Villages and ongoing regional development. Affordable lots purchased today at $15,999 could reasonably appreciate to $22,000-$32,000+ over 5-10 years based on historical trends and current growth patterns.
No State Income Tax: Florida's lack of state income tax saves $3,000-$12,000+ annually for many households compared to high-tax states. These savings can cover your land payment, property taxes, and more.
Ultra-Affordable Property Taxes: Annual taxes of just $83.07 (about $6.92/Month) are remarkably affordable. Even after building, Florida's Save Our Homes amendment caps assessment increases at 3% annually for homesteaded properties, providing long-term tax predictability.
Homestead Exemption: Florida's homestead exemption removes up to $50,000 from assessed value for primary residences, potentially saving $750-$1,000+ annually once you build. Additional exemptions available for seniors, disabled persons, and veterans.
Economic Opportunity: Marion County's diverse economy includes the equine industry (horse farms and related businesses), healthcare (multiple hospitals and medical facilities), retail and hospitality (supporting tourism and The Villages), manufacturing and distribution, and agriculture. Job growth has been steady, supporting population increases and housing demand.
Quality of Life: Marion County offers cost of living 10-15% below Florida's average and significantly below national averages for comparable areas. Crime rates are reasonable, climate is excellent year-round, healthcare access is good with expanding facilities, outdoor recreation is exceptional with springs, lakes, forests, and trails, and the community maintains small-town character despite growth.
Perfect for First-Time Buyers: This property is ideally suited for first-time land buyers. The low cash price ($15,999), minimal down payment ($500), affordable monthly payment ($250), and ultra-low taxes make land ownership accessible to almost anyone. It's an opportunity to build equity through real estate without requiring significant capital.
Simple Buying Process
We've streamlined land purchasing to be stress-free. Move from decision to ownership in 1-2 days.
Step 1 - Contact Us: Visit or call to discuss the property and process.
Step 2 - Choose Your Payment Option:
Cash Purchase ($15,999): We prepare the warranty deed, you provide payment, we record the deed in your name at Marion County in 1-2 days.
Owner Financing ($250 Down + $250 Doc Fee, then $250/Month for 84 Months): No credit check required. Pay $500 total at signing, then $250 monthly for 7 years. Contract for deed gives immediate possession with deed transferring at payoff.
Step 3 - Make Payment: Through our secure online system or cashier's check.
Step 4 - Sign Documents: Electronic or physical signatures available.
Step 5 - Enjoy Your Land: Start using your property immediately-visit, plan, clear, build.
Our Commitment:
- No Credit Checks
- No Bank Hassles
- No Prepayment Penalty
- Immediate Possession
- Transparent Terms
Property Taxes: You pay $83.07 annually directly to Marion County. That's only $6.92 monthly.
About H5 Land Ventures: We're a family-owned business helping hundreds achieve land ownership. We provide honest communication, clear terms, and ongoing support throughout your ownership journey.
Frequently Asked Questions
Q: Where exactly is this property located?
A: The property is in southern Marion County, Florida. GPS coordinates will guide you directly to the parcel. We recommend visiting the property and verifying all details with Marion County.
Q: What can I build?
A: Subject to Marion County zoning and building codes. Typically allows single-family homes (site-built, modular, or manufactured). Minimum square footage requirements apply-typically 600+ square feet for primary residences.
Q: How long for utilities?
A: Well: 1-2 weeks. Septic: 2-3 weeks including permitting. Electric connection: 2-4 weeks. Total: 5-9 weeks depending on scheduling.
Q: Is this really no credit check?
A: Yes. We don't run credit or require income verification. Everyone deserves the opportunity to own land.
Q: Can I pay off early?
A: Absolutely. No prepayment penalty. Pay extra anytime to save interest.
Q: Why so affordable?
A: We believe in fair pricing and accessible ownership. We keep costs low and help more people achieve their dreams.
Your Florida Dream Starts Here
This 0.23-Acre lot represents your gateway to Florida land ownership. Whether you're a first-time buyer, retiree, or investor, this property provides the perfect opportunity to own real estate in one of Florida's fastest-growing regions.
At just $15,999 cash or $250/Month with only $500 down, land ownership is accessible to almost everyone. The monthly payment is less than dining out-except this builds equity in real property. Annual taxes of $83.07 are incredibly affordable.
Marion County is growing. Property values are rising. By purchasing now, you're locking in today's pricing before continued appreciation. In five or ten years, you'll look back on this as one of your smartest financial moves.
Don't let this opportunity pass. Take the first step toward Florida land ownership today.
Ready to make this property yours? Visit or contact us today. Your Florida future starts with one simple decision.
More Land Details
Property Type: Residential Land
Size: 0.19 Acres
Apn: 5020
Annual Taxes: $83.07
Zoning: Mixed-Residential (R4) Residential
Access: County-maintained road
HOA: None
The details provided in this property listing are believed to be reliable but are not warranted. Prospective buyers should conduct their own due diligence to verify information before purchase.
At H5 Land Ventures, we believe that owning land should be possible for everyone. We are a family-owned business that specializes in making land ownership simple, affordable, and accessible so you can build your legacy, create memories, and invest in your future.
Lot Maps
Directions to Lot
Directions to Property
The property is located in southern Marion County at GPS coordinates 29.017700, -81.814600. We recommend using these exact GPS coordinates in your navigation system (Google Maps, Apple Maps, Waze, or vehicle GPS) for the most accurate route to the property location.
From Ocala (approximately 23 miles, 25-30 minutes):
Start in downtown Ocala and head south on US-441 S/SW Pine Ave
Continue on US-441 S for approximately 17 miles
The route will take you through south Ocala and into the Belleview/Summerfield area
As you approach the property area, your GPS will guide you to the exact parcel location
Property is in southern Marion County near the Sumter County line
Alternative Route from Ocala via SR-25:
From Ocala, head south on SE 25th Ave/CR-25
Continue south on CR-25 for approximately 20 miles
Follow GPS coordinates to the property location in the southern part of the county
From Gainesville (approximately 55 miles, 1 hour):
Start in Gainesville and head south on US-441 S/Main Street
Continue on US-441 S for approximately 50 miles through Alachua County
Pass through Micanopy and continue south into Marion County
Continue through Ocala heading south
Continue on US-441 S for approximately 17 miles south of Ocala
Property is located in southern Marion County - follow GPS to exact coordinates
Alternative Route from Gainesville via I-75:
From Gainesville, take I-75 South
Take Exit 341 (County Road 484/Belleview) after approximately 40 miles
Head east on CR-484
Follow GPS coordinates to navigate to the property from this area
From Palatka (approximately 50 miles, 1 hour):
Start in Palatka and head west on State Road 20 W
Continue on SR-20 W for approximately 15 miles
Turn left (south) onto US-301 S
Continue on US-301 S for approximately 20 miles
Near Belleview area, follow GPS coordinates to navigate to the property location in southern Marion County
Alternative Route from Palatka:
From Palatka, head southwest on SR-19 S
This scenic route takes you along the western edge of the Ocala National Forest
Continue approximately 35 miles to the Ocala area
From Ocala, follow directions above heading south on US-441 S
GPS Navigation Notes:
Primary GPS Coordinates: 29.017700, -81.814600 (property center)
Corner Coordinates for Reference:
Nw: 29.017800, -81.814700
Ne: 29.017800, -81.814400
Se: 29.017500, -81.814400
Sw: 29.017500, -81.814700
Important Directions Tips:
We strongly recommend using GPS coordinates rather than addresses for vacant land, as street addressing may be incomplete in rural areas
Input the center coordinates (29.017700, -81.814600) into your GPS or mapping app
The property is located on a county-maintained road in southern Marion County
If you plan to visit, we recommend driving the area first to familiarize yourself with access roads
For the most accurate navigation, use Google Maps or Apple Maps with the GPS coordinates
Cell phone coverage is generally good in this area for GPS navigation
Nearby Landmarks and Reference Points:
The property is in southern Marion County near the Sumter County border
Approximately 10-15 miles north of The Villages
Approximately 23 miles south of downtown Ocala
The area is experiencing growth due to proximity to The Villages and Ocala
