No HOA, Shaded Lot, Owner Financing
Garnett Rd : Maple Hill, NC 28454
Pender County, North Carolina
Lot Description
Dear Land Buyer,
Are you looking for a piece of land where you can put a mobile home or build a house without asking a committee for permission?
This property is for you if you want flexibility and fewer rules. It is not for someone who wants a planned neighborhood with amenities and strict design standards.
- Hold it now for just $50 on our website. Stillness Sunday coupon available on our website.
People buy here because it is rural, less crowded, and more affordable than coastal hotspots. You get space without paying beach-town prices.
There is no HOA. No monthly dues. No approval process. No board telling you what you can build. Your only rules come from the county. That removes friction and ongoing cost.
The zoning is RA - Rural Agricultural. You can place a single wide, double wide, modular, or stick-built home. That matters because many counties ban mobile homes. This one does not. What you cannot do is build high-density or heavy commercial projects. That protects the rural feel.
Access is from a dirt road. You can physically reach the property. No landlocked issues. No guessing how to get in.
Utilities are straightforward. Water is available in the area. You will need to install a septic system. Electricity is uncertain and should be confirmed with the power company. None of this is unusual for rural property. Just plan for it.
The lot is flat. Flat land is easier and cheaper to work with. No grading headaches. No slope complications.
The vegetation is typical coastal forest. Pine, oak, sweetgum, and understory shrubs. Standard for this region. Clear what you need for a homesite.
The property sits in a Fema 100-Year flood zone. This means you need to verify flood mapping and insurance requirements before building.
People choose areas like this because they want freedom and lower cost. They do not want density. They do not want constant oversight. They want land they can actually use.
But lots with no HOA, flat terrain, and mobile-home-friendly zoning are not unlimited. When they are gone, they are gone.
Note:
All information is based on independent research. Buyers should confirm zoning, access, and utility availability directly with the county before making plans.
A one-time $595 document preparation fee is paid upfront at closing and covers deed preparation, recording, and administrative costs.
----Lot Breakdown: What You're Getting----
Assessor's Parcel Number: 3393-74-2765-0000
Legal Description: Please email us for a full metes and bounds description
Elevation: 30
Gps Center Coordinates (Approx.): 34.6624, -77.6787
Annual Taxes: ~$58.50
Zoning: RA (Rural-Agricultural)
Time Limit To Build: None as far as we are aware
Access: Dirt Road
Power: We recommend that you contact Pender County to confirm
Water: We recommend that you contact Pender County to confirm, but according to our research, public water is available for connection to the property
Sewer: A septic system would need to be installed
Official Contacts: Please contact Pender County
RVs Allowed?: We recommend that you contact Pender County to confirm
Buildable?: Because we do not know the specifics of what you may want to build on the property, we recommend that you contact the building and/or zoning department(s) for more information on the relevant zoning and building regulations and how to obtain a building permit
Survey Available?: No, we have not had a survey commissioned, but if you would like to pay for a survey we would be happy to work with your chosen surveyor
In HOA?: No HOA
Annual HOA Dues: ~$0.00
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Location & Accessibility
Maple Hill is a quiet, unincorporated community located in the northeastern portion of Pender County, within the coastal plain region of eastern North Carolina. The area is characterized by open land, farmland, and wooded surroundings that contribute to its peaceful and rural atmosphere.
The community's location allows residents to enjoy a countryside setting while still being within practical driving distance of nearby towns and service centers. The landscape is generally flat with gentle elevation changes, making travel by vehicle easy and straightforward throughout the area.
Maple Hill is primarily accessed by well-maintained state highways and local roads that connect residents to surrounding communities. These routes support everyday commuting, errands, and regional travel without the traffic congestion commonly associated with larger cities.
Driving west from Maple Hill leads toward Burgaw, the county seat of Pender County, where residents can access government offices, grocery stores, restaurants, and other essential services. The drive is typically smooth and predictable, making routine trips manageable.
To the east, Maple Hill is within comfortable reach of Jacksonville, a larger city that offers expanded shopping centers, dining options, medical facilities, and entertainment venues. This proximity gives residents flexibility when choosing where to shop, work, or spend leisure time.
The community is also positioned within reasonable driving distance of coastal destinations. Residents often travel to Topsail Island and nearby towns such as Surf City for beach outings, fishing, and waterfront activities.
Because Maple Hill is a rural area, personal vehicles are the primary mode of transportation. Roads are generally uncrowded, and daily travel tends to be calm and efficient, which many residents appreciate as part of the area's overall lifestyle.
Mail delivery, package services, and utility access are supported through established regional systems, ensuring residents remain connected despite the area's low-density development. Internet and communication services are available through common regional providers, supporting everyday household and work needs.
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Community & Services
Community life in Maple Hill centers on a close-knit, neighborly environment where residents value familiarity, cooperation, and local traditions. The area maintains a strong sense of identity rooted in its rural character and long-standing local families.
Local gathering spaces play an important role in bringing residents together. Community centers and shared facilities host seasonal events, meetings, and social activities that encourage participation across age groups and foster a welcoming atmosphere.
Families in Maple Hill are served by public school systems based on county boundaries, with schools located in nearby towns. Students have access to elementary, middle, and high schools that provide standard academic programs along with extracurricular and athletic opportunities.
Healthcare needs are supported through nearby clinics, family practices, and regional medical centers. Residents can access routine care locally and travel to larger hospitals and specialty providers in neighboring cities when needed.
Public services such as fire protection, emergency response, and law enforcement are coordinated through county agencies, ensuring coverage throughout the community. These services are structured to support rural areas efficiently and reliably.
Water and utility services are managed through regional systems that serve homes across the area. Many properties also utilize private wells or septic systems, which is common in rural communities and supports lower-density living.
Outdoor recreation is a natural part of daily life in Maple Hill. The surrounding landscape provides opportunities for walking, gardening, wildlife observation, and outdoor hobbies, all within close proximity to home.
Nearby game lands, trails, and open spaces allow residents to enjoy hunting, hiking, and nature exploration without traveling far. These areas are valued for their quiet settings and connection to the natural environment.
Local churches, volunteer organizations, and service groups contribute to the social fabric of Maple Hill. These groups often provide support networks, charitable efforts, and community events that strengthen relationships among residents.
Overall, Maple Hill offers a lifestyle shaped by simplicity, accessibility, and community connection. Residents benefit from a calm setting, essential nearby services, and the ability to reach larger towns and coastal areas while maintaining the comfort and familiarity of rural living.
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Cost of Living & Affordability
Maple Hill and the surrounding areas in Pender County offer a cost of living that reflects its rural character and practical lifestyle. Housing expenditures, whether for renting or purchasing, tend to be more moderate when compared with larger urban centers, providing options that appeal to a wide range of household budgets and housing preferences.
Everyday essentials like groceries, utilities, transportation, and household services are generally priced in line with small-town living. Residents can take advantage of local markets, community retailers, and regional shopping centers that offer everyday goods without the premium pricing often seen in larger metropolitan areas.
The pace of life in Maple Hill contributes to affordability. Commuting costs are typically predictable and uncomplicated, as traffic congestion is minimal and travel distances to nearby towns are reasonable. This ease of movement can help keep fuel and vehicle maintenance expenses manageable for most households.
Utilities such as electricity, water, and communications are provided through established regional systems that serve rural and residential areas efficiently. Water services, in particular, may be met through public utilities or private wells, giving residents flexibility in how they manage these monthly costs.
Groceries and dining options around Maple Hill include local shops, markets, and family-style restaurants in neighboring towns. These establishments offer a balance between convenience and value, giving residents the ability to choose everyday essentials and casual meals at prices that align with community standards.
Healthcare expenses are supported through access to local clinics and medical practices that serve routine care needs. For appointments that require specialized services or hospital facilities, nearby cities and medical centers provide options accessible by a short drive from Maple Hill.
Insurance premiums - including home, auto, and health - are shaped by region-specific factors and providers that understand rural community needs. Many residents find that working with local agents and insurers helps align monthly costs with household priorities.
Childcare, tutoring, and educational support services are available in nearby towns and school districts, offering families flexibility in budgeting for these important services. The presence of public and private education support contributes to cost predictability for families choosing local options.
Community events and recreational activities often have low or no fees, such as seasonal gatherings, fairs, and informal sports leagues. These contribute to quality of life without adding substantial expense, making community involvement accessible to a wide range of residents.
For those who choose to work locally or commute to surrounding areas, parking and transportation costs are straightforward and seldom include congestion charges or urban parking fees, adding to the overall affordability of everyday living.
Home maintenance and landscaping services are available through local small business providers, allowing homeowners to shop around for competitive pricing while supporting neighborhood-based skill and service offerings.
Property taxes in the Maple Hill area are determined at the county level and are reflective of regional norms for rural communities. These taxes support local schools, emergency services, and county-wide infrastructure in a way that balances community needs with household expenditure considerations.
Residents who enjoy gardening, outdoor hobbies, and access to natural spaces often find ways to incorporate these into their lifestyle affordably, as the environment and available outdoor areas encourage self-guided recreation and enjoyment without heavy costs.
Community involvement in volunteer fire departments and neighborhood support groups helps sustain local services in a collaborative way, generating community resilience while helping minimize certain user-based fees for services.
Overall, Maple Hill presents an everyday cost structure that aligns with a relaxed and practical rural lifestyle. Monthly expenses in key categories such as housing, utilities, food, and transportation are predictable and manageable, making it possible for residents to tailor their spending to their own preferences and priorities.
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Job Opportunities & Local Economy
The local economy around Maple Hill is supported by a diverse mix of job sectors that reflect the needs and character of eastern North Carolina. Agriculture and forestry remain important contributors to employment options, with farms, land management services, and related businesses providing opportunities for work in production, equipment operation, and land stewardship.
Healthcare services offer job opportunities in medical support, administration, and clinical roles through local clinics and family practice centers. Clinics that provide primary care and wellness support often employ medical assistants, reception staff, and office professionals who serve residents across the region.
Education roles are available through public schools in Pender County and nearby Onslow County, where teachers, administrative staff, and support personnel contribute directly to student learning and school operations. Employment in education also includes extracurricular program leaders, tutors, and classroom aides.
Retail and customer-service positions are present in nearby towns where grocery stores, hardware shops, pharmacies, and specialty retailers serve the communities. These roles provide valuable opportunities for cashiers, stock personnel, managers, and support staff who contribute to everyday commerce.
Construction and skilled trade work are needed throughout the region, given ongoing residential and commercial maintenance requirements. Carpenters, electricians, plumbers, and equipment operators are frequently engaged through local contractors and service firms.
Government and public administration roles within Pender County and its municipal partners support services such as public works, emergency response, planning, and community services. These positions range from administrative and technical roles to field-based operational jobs.
Hospitality and food service roles reflect the region's recreational appeal, with restaurants, cafes, and local lodgings employing cooks, servers, hosts, and support staff to serve residents and visitors alike. Seasonal events and celebrations also bring short-term job opportunities tied to event support.
Transportation and logistics jobs are accessible due to the proximity of key roadways connecting Maple Hill with regional centers. Delivery drivers, logistics coordinators, and warehouse personnel find roles that support the flow of goods across Pender County and beyond.
Agribusiness services extend beyond production into processing, distribution, and retailing. These jobs offer a range of roles from equipment operation to administrative work for companies that manage supply chains tied to farm products and rural goods.
Maintenance, landscaping, and property services are consistent sources of employment, given the area's natural environment and seasonal needs. Groundskeepers, landscapers, general maintenance workers, and seasonal laborers support homes, businesses, and outdoor facilities.
Public safety roles, including volunteer and paid positions with fire departments, emergency medical services, and law enforcement, provide meaningful work supporting community safety and resilience. These positions often combine teamwork with community presence and engagement.
Childcare and family support roles are present through daycare providers, after-school programs, and community support services. These roles serve families in the area and help create supportive environments for children and youth.
Professional services such as accounting, legal support, and consulting are accessible through practices in neighboring towns and regional centers. These roles help local businesses and residents manage financial, legal, and administrative needs.
Entrepreneurial and small-business opportunities are part of the local economy's fabric, with residents launching service-based enterprises, craft operations, and retail ventures that support local demand. Business owners often serve dual roles and contribute to community vitality.
Through a mix of service, trade, professional, and community-oriented jobs, the local economy serves a wide variety of workforce interests. Employment options around Maple Hill reflect the daily needs of residents and the broader region's economic activity.
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Tourism & Lifestyle Appeal
Maple Hill offers a lifestyle shaped by open space, natural surroundings, and a slower daily pace that appeals to those who value calm, privacy, and a connection to the outdoors. The area's rural setting allows residents and visitors to enjoy wide views, quiet roads, and a peaceful atmosphere.
The surrounding countryside features farmland, wooded tracts, and gently rolling terrain, creating a scenic environment that many people associate with classic coastal-plain North Carolina living. These natural features contribute to a lifestyle that emphasizes simplicity and everyday comfort.
Outdoor activities are a major part of life in and around Maple Hill. Residents commonly enjoy walking, cycling on low-traffic roads, gardening, wildlife observation, and spending time outdoors on their own properties or nearby open lands.
The community's location within driving distance of the coast adds to its lifestyle appeal. Day trips to nearby beaches and towns are a popular way for residents to enjoy ocean views, fishing, local dining, and waterfront recreation.
Seasonal events, small festivals, and community gatherings contribute to Maple Hill's welcoming atmosphere. These activities are often locally organized and emphasize neighborly connection, tradition, and shared experiences.
Nearby towns provide additional lifestyle amenities, including grocery stores, restaurants, medical offices, and recreational facilities. Residents often combine quiet living at home with short drives to surrounding communities for shopping, dining, or entertainment.
The pace of life in Maple Hill tends to be unhurried, which many residents appreciate as part of their daily routine. Traffic is light, noise levels are low, and evenings are often defined by quiet surroundings rather than commercial activity.
Local churches, civic groups, and volunteer organizations play a meaningful role in shaping social life. These groups offer opportunities for involvement, service, and connection across different age groups and backgrounds.
For those who value space and personal freedom, Maple Hill's lifestyle allows for hobbies such as small-scale farming, outdoor projects, and home-based activities that benefit from lower density living and fewer restrictions than urban environments.
Overall, the area's lifestyle appeal comes from its balance of natural surroundings, community connection, and access to nearby coastal and regional attractions without sacrificing everyday calm.
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Future Development & Growth
In Maple Hill and throughout Pender County, land use and development are guided by existing county planning policies, zoning regulations, and land-use designations. These frameworks help manage how residential, agricultural, and limited commercial activities coexist within the community.
The area is predominantly rural in character, with land uses that include agricultural parcels, single-family residences, and undeveloped tracts. This pattern reflects long-standing practices that prioritize open space and low-density living.
Infrastructure serving Maple Hill is already established and includes road networks, utility services, and emergency response coverage that support current residents. Development activity typically aligns with available infrastructure and service capacity.
Permitting and construction within Maple Hill follow county-level review processes that address zoning compliance, environmental considerations, and access requirements. These procedures ensure that new structures or land changes fit within existing community standards.
Public services such as schools, fire protection, and healthcare facilities operate based on current population distribution and service areas. These services are coordinated at the county or regional level to meet present needs across both rural and town-center communities.
The planning environment in Pender County emphasizes orderly land use, agricultural preservation, and compatibility between neighboring properties. This approach supports a consistent landscape where residential, farming, and natural areas are integrated.
Road maintenance, drainage systems, and utility oversight are managed through county and regional agencies that focus on maintaining existing infrastructure. These services are designed to support safe travel, reliable utilities, and daily functionality for residents.
Community input plays a role in local planning decisions through public meetings and county planning board reviews. Residents have opportunities to engage with these systems as part of maintaining community standards and land-use balance.
Environmental considerations such as wetlands, waterways, and conservation areas are incorporated into the current planning framework. These features influence land use and help protect the natural character that defines much of Maple Hill.
Overall, Maple Hill's development environment is shaped by existing regulations, infrastructure, and land-use patterns. This structure supports continuity in how the community functions and how land is managed today.
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Climate & Terrain
Maple Hill is located in the coastal plain region of eastern North Carolina, an area known for generally mild weather patterns and manageable seasonal changes. The climate supports outdoor activities throughout much of the year and aligns well with rural living.
Summers in Maple Hill are typically warm and humid, creating favorable conditions for gardening, outdoor recreation, and enjoying the surrounding countryside. The presence of open land and natural vegetation contributes to a classic coastal plain environment during the warmer months.
Winter temperatures are usually mild compared to inland or northern regions. Snowfall is uncommon, and colder periods are generally short, allowing daily routines and travel to continue with minimal disruption.
Spring brings moderate temperatures and increased greenery across farmland and wooded areas. This season is often marked by blooming vegetation and comfortable conditions for outdoor work, walking, and spending time outside.
Fall is characterized by cooler evenings and pleasant daytime temperatures. The changing colors in surrounding wooded areas add visual interest, while the weather remains suitable for outdoor activities and property maintenance.
The terrain around Maple Hill is predominantly flat to gently rolling, which is typical of the coastal plain. This landscape supports residential living, agricultural use, and straightforward travel along local and county roads.
Soil conditions vary by location but commonly support farming, pastureland, and residential landscaping. Drainage patterns reflect the area's natural waterways and low elevation, contributing to the region's rural character.
Wooded tracts, open fields, and farmland define much of the local scenery, offering wide views and a sense of openness. These natural features contribute to the quiet and spacious feel of the area.
The combination of mild weather and accessible terrain makes everyday travel, outdoor projects, and seasonal upkeep manageable for residents throughout the year.
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Education & Healthcare
Educational services in Maple Hill are provided through public school systems serving Pender County, with some areas also connected to neighboring county districts depending on location. Families have access to elementary, middle, and high schools within a reasonable driving distance.
Schools serving the area offer standard academic programs along with extracurricular activities, athletics, and student support services. Transportation is typically coordinated through county school systems to accommodate rural routes.
In addition to public education, families may explore private schools, charter schools, and homeschooling options available in nearby towns and surrounding counties. These alternatives provide flexibility for households with specific educational preferences.
Adult education and continuing learning opportunities are available through community colleges and training centers located within driving distance of Maple Hill. These institutions offer workforce training, certification programs, and general education courses.
Healthcare access in Maple Hill includes local clinics and family practices that provide routine medical care, wellness visits, and preventive services. These facilities serve residents of rural communities and nearby towns alike.
Primary care services are complemented by regional medical centers and hospitals located in neighboring cities. Residents commonly travel to these facilities for specialized care, diagnostics, and hospital services.
Pharmacies, urgent care centers, and specialty providers are accessible in surrounding towns, allowing residents to manage prescriptions and non-emergency medical needs without extensive travel.
Emergency medical services and fire protection are coordinated at the county level, ensuring coverage throughout the Maple Hill area. Response services are structured to support both residential and agricultural communities.
Healthcare support for seniors and families includes home health services, wellness programs, and county-supported resources that assist with routine care and quality-of-life needs.
Overall, Maple Hill offers dependable access to education and healthcare through a combination of local services and nearby regional facilities. These systems support residents at all life stages while aligning with the community's rural setting and everyday needs.
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Restaurants & Entertainment
Maple Hill offers a quiet and relaxed dining and entertainment environment that reflects its rural character and close-knit community atmosphere. Commercial development within the immediate area is limited, which helps maintain a calm setting that many residents find appealing.
Local dining options in nearby areas typically focus on casual, comfort-style meals served in relaxed, family-friendly environments. These establishments are known for straightforward menus, friendly service, and an unhurried pace that matches the surrounding community.
For a broader selection of restaurants, residents commonly travel to nearby towns where they can find a mix of locally owned eateries and familiar national chains. These areas provide access to a variety of cuisines, including American, seafood, and casual international options.
Seafood dining is especially popular within a short drive from Maple Hill, reflecting the region's proximity to coastal waters. Many residents enjoy visiting nearby towns for seafood meals without the congestion found in more heavily trafficked tourist areas.
Entertainment options in the immediate area tend to focus on community-centered activities rather than large venues. Local events, seasonal gatherings, and informal social activities are common ways residents spend their leisure time.
For indoor entertainment such as movie theaters, bowling, or fitness centers, residents typically visit nearby towns. These outings are often combined with shopping or dining trips, making them convenient and efficient.
Outdoor recreation plays a major role in local entertainment. Residents enjoy fishing, boating, walking, and spending time outdoors, either on personal property or in nearby natural areas.
Evenings in Maple Hill are generally quiet and low-key. Many residents prefer home-based entertainment, small gatherings, or peaceful outdoor time rather than nightlife-oriented activities.
Overall, the restaurants and entertainment experience around Maple Hill emphasizes simplicity, accessibility, and a balance between rural quiet and nearby town amenities.
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Safety & Security
Safety and security in Maple Hill are supported through county-level public services that serve rural and residential areas throughout the region. Law enforcement coverage is provided by county agencies that patrol local roads and respond to service calls as needed.
The area's low population density and light traffic contribute to a calm and orderly environment. Many residents appreciate the sense of familiarity that comes from living in a smaller community where neighbors often recognize one another.
Fire protection services are provided through county fire departments and volunteer fire stations that serve Maple Hill and surrounding communities. These teams respond to fire emergencies, rescue calls, and other urgent situations.
Emergency medical services are coordinated at the county level, with trained personnel available to respond to medical calls and transport patients to nearby healthcare facilities when necessary.
Homes in the area commonly rely on standard safety measures such as exterior lighting, fencing, and personal awareness of surroundings. The open, rural layout allows for good visibility across many properties.
Community awareness plays an important role in local safety. Residents often keep an eye on neighboring homes and properties, contributing to a supportive and attentive environment.
Road safety is supported by maintained county roads, posted speed limits, and routine patrols. The absence of heavy congestion helps reduce traffic-related concerns often found in urban areas.
Public safety communications, including weather alerts and emergency notifications, are distributed through county systems to keep residents informed of important conditions.
Overall, Maple Hill offers a security environment shaped by dependable public services, community awareness, and a quiet rural setting. Residents benefit from consistent emergency coverage while enjoying the peace of mind associated with low-density living.
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-----The details provided in this property listing are believed to be reliable but are not warranted. Prospective buyers should conduct their own due diligence to verify information before purchase.
Lot Maps & Attachments
Directions to Lot
From Maple Hill, North Carolina 28454, USA
- Head toward NC-50 S: 295 ft
- Turn right at the 1st cross street onto NC-50 S: 0.8 mi
- Turn left onto Maple Hill School Rd: 0.7 mi
- Turn left onto Rockfish Lake Rd: 0.2 mi
- Turn left onto Rock Rd: 0.2 mi
- Turn left onto Garnet Rd
- Destination will be on the left: 387 ft
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