Affordable Lot by Springs & Forests

Lot Description

This property is located along 12th Terrace in Suwannee River Park Estates, a rural community just outside Live Oak that is known for its relaxed pace and proximity to some of North Florida's most popular outdoor destinations. The land is gently rolling and wooded, giving it a natural feel while still offering usable ground for building or setting up a part-time getaway. With zoning that supports residential use as well as camping under specific guidelines, the property offers flexibility that many buyers look for in this area.

Live Oak is less than a 20-minute drive and serves as the main service hub, with grocery stores, medical facilities, and everyday conveniences. For those who enjoy spending time outdoors, Gibson County Park is only a few minutes away and provides access to the Suwannee River through a public boat launch. Madison Blue Spring State Park is also within easy reach and is a well-known spot for swimming, paddling, and clear spring-fed water.

Zoning allows for site-built homes, mobile homes, and tiny homes down to 480 square feet, along with RV use under defined conditions. Short-term camping is permitted, making this a property that can be enjoyed right away while longer-term plans are developed. The surrounding area attracts people who appreciate river access, springs, and a slower pace without being far from town.

If you're not familiar with the area, reaching out before visiting can be helpful. We can share clear directions, explain access points, and answer questions about the land, nearby recreation, and what's allowed so you know exactly what to expect before heading out.

Property Info

Apn: 04-09446-100170

Address: 12th Terrace, Suwannee River Park Estates, Live Oak, FL 32060

Terrain: Gently rolling, wooded

Access: Dirt road

Zoning: Agricultural Single-Family Dwelling

HOA: None

Annual Taxes: $61

Directions: Contact us and we'll provide straightforward directions along with tips for navigating the area.

Build Requirements and Utilities

The property is zoned for agricultural single-family residential use and allows site-built homes, mobile homes, and tiny homes with a minimum size of 480 square feet. RV use is allowed with conditions, including RV use while building, and short-term camping is permitted. Septic will be required, and a well will be needed for water. Power lines are nearby, with poles located across the street along 177th Road. The property is not in a floodplain and there is no building moratorium.

Activities

River and spring access are major highlights of this location. Gibson County Park offers boating access to the Suwannee River just minutes away, while Madison Blue Spring State Park provides swimming, fishing, and paddling opportunities. The surrounding area is well suited for weekends outdoors, whether that means time on the water or simply enjoying the natural setting close to home.

Owner Financing Available

Owner financing is available for this property, which can make the purchase process more approachable without relying on traditional lenders. If you have questions about how financing works, what's allowed on the land, or how to get there, reach out and we'll walk you through everything clearly. We're happy to cover directions, use guidelines, nearby amenities, and next steps so you can decide with confidence.