A Paradise for Nature Lovers
Banks Ave And Britt St : Interlachen, FL 32148
Putnam County, Florida
Lot Description
Affordable Corner Lot in Interlachen's Lake District
Britt St & Banks Ave : Interlachen, FL 32148
Putnam County, Florida
0.22 Acres
$9,999 Usd
Welcome to your opportunity to own an exceptionally affordable 0.22-Acre corner lot in Interlachen, Florida-where "between the lakes" lifestyle meets premium corner positioning and unbeatable value. This property stands out with its corner location at Britt St and Banks Ave providing enhanced visibility and access flexibility, positioning in Interlachen's lake-studded region offering year-round fishing and outdoor recreation, and rock-bottom pricing at under $10,000 making Florida land ownership accessible to virtually everyone.
Located at the corner of Britt St and Banks Ave in the heart of Interlachen, this residential lot sits in one of Putnam County's most affordably priced yet naturally beautiful communities. The corner location provides specific advantages over interior lots: frontage on two streets (Britt St and Banks Ave) offering multiple access options, enhanced visibility from two directions, premium positioning that typically commands 5-10% higher values in residential neighborhoods, flexibility in driveway placement and home positioning, and perception of prestige and desirability.
Interlachen literally means "between the lakes" in German, and the town lives up to its name with Lake Alto, Lake Grandin, Blue Pond, and numerous other lakes within minutes. Imagine owning your own piece of Florida on a corner lot where you can build an affordable retirement cottage, place a modular home, or hold as an investment while enjoying immediate access to some of Central Florida's best freshwater fishing-all for just $9,999.
At 0.22 acres (approximately 9,583 square feet), this property provides a standard residential building lot with dimensions of approximately 70 feet by 135 feet-adequate space for a home up to 1,400 square feet, driveway, yard, and basic landscaping. This lot size combined with corner positioning offers tremendous advantages: the most affordable corner lot available in Interlachen's lake region, ultra-low annual property taxes of only $83.47 (about $6.96/Month), enhanced curb appeal and visibility from corner positioning, flexible home placement options taking advantage of sun exposure and privacy, and manageable site preparation and maintenance costs.
The terrain is typical of Putnam County-relatively level with sandy soils that drain well, making foundation work, septic installation, and landscaping straightforward and cost-effective. Some clearing will be needed to prepare a building site, but the work is manageable, keeping development costs reasonable.
Power is available nearby, simplifying utility connections. You'll need to install a well for water (standard for rural Florida, providing unlimited fresh water with no monthly bills) and a septic system for wastewater. Florida's sandy soils are ideal for conventional septic systems that last for decades with minimal maintenance.
The property is zoned R-2 Residential, allowing site-built homes, modular homes, and other residential structures per Putnam County regulations. This zoning provides flexibility in construction approach-whether you want traditional stick-built construction or factory-built modular homes for efficiency and cost savings.
Best of all, there's no HOA and no time-to-build restrictions-no monthly fees eating into your budget, no restrictive covenants limiting your vision, no architectural committees dictating aesthetics, and no pressure to build on anyone's timeline but your own. This is your land, and you have complete freedom to develop it when and how you choose within Putnam County's reasonable building codes.
Whether you're a first-time land buyer seeking the most affordable entry into Florida property ownership, a fishing enthusiast wanting a home base near excellent lakes, a retiree on a fixed income seeking affordable Florida living, someone who appreciates corner lot advantages and positioning, or an investor looking to acquire Florida land at exceptional value, this property delivers unmatched opportunity.
The location in Interlachen provides perfect balance-peaceful small-town living surrounded by fishing lakes and nature, yet within 25 minutes of Palatka's services, 35-40 minutes from Gainesville's comprehensive amenities, and positioned centrally in Florida with reasonable access to Orlando, Ocala, and the St. Johns River region.
We're making land ownership accessible with incredibly affordable financing:
Cash Discounted Price: $9,999 (under $10K.)
Easy Owner Financing Available:
- Down Payment: $225
- Documentation Fee: $249 (one-time)
- Total Due Today: $474
- Monthly Payment: $225/Month for 72 months
- Total if Financed: $16,674 over 6 years
Own more than a fifth of an acre on a premium corner location in Florida's lake district for just $474 down and $225 per month-less than most people spend on cable TV and streaming services. No credit checks, no bank hassles, no complicated approval process.
See Info Below:
- Property Address: Corner of Britt St & Banks Ave, Interlachen, FL 32148
- State: Florida
- County: Putnam
- Zip: 32148
- Size: 0.22 acres (approximately 9,583 square feet)
- Lot Dimensions: Approximately 70 feet x 135 feet
- Parcel/APN: 07-10-25-4081-0030-0010
- Location: Premium corner lot with two-street frontage
GPS Coordinates (Decimal Degrees):
- Center: 29.646194, -81.831833
- NW Corner: 29.646306, -81.832000
- NE Corner: 29.646306, -81.831611
- SE Corner: 29.646111, -81.831611
- SW Corner: 29.646111, -81.832000
Gps Coordinates (Degrees/Minutes/Seconds):
- Center: 29°38'46.3"N, 81°49'54.6"W
- Nw: 29°38'46.7"N, 81°49'55.2"W
- Ne: 29°38'46.7"N, 81°49'53.8"W
- Se: 29°38'46.0"N, 81°49'53.8"W
- Sw: 29°38'46.0"N, 81°49'55.2"W
- Annual Taxes: Approximately $83.47/Year (only $6.96/Month.)
- Zoning: R-2 Residential (Allows site-built homes, modular homes)
- Hoa/Poa: None - No HOA fees or restrictions
- Time to Build: No restrictions - Build on your timeline
- Improvements: Natural vegetation
- Access: Britt St and Banks Ave (County-maintained roads, corner access)
- Water: Private well required (typical depth 100-200 feet)
- Sewer: Septic system required (permitted through Florida Department of Health - Putnam County)
- Utilities: Power available nearby; Propane for cooking/heating; Internet options available
- Camping/RVs: Not permitted per Putnam County regulations
Information presented in this listing is deemed accurate but is not guaranteed. Buyers are advised to conduct their own due diligence and verify all details independently before purchase.
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Location And Setting Overview - Corner Lot in the Lake District
Your Premium Corner Homesite: This 0.22-Acre lot sits at the corner of Britt St and Banks Ave in Interlachen-a location that provides tangible advantages beyond what interior lots offer. Corner lots are consistently desirable in residential areas because they provide benefits impossible on standard lots.
Your corner location at Britt St and Banks Ave provides specific advantages: two-street frontage giving flexibility in access and driveway placement, enhanced visibility and curb appeal from two directions, premium positioning that typically commands 5-10% higher values, more light and openness with less neighbors directly adjacent, potential for larger side yards and better landscaping opportunities, and perception of status and desirability in neighborhoods.
Interlachen, whose German name translates to "between the lakes," perfectly describes the geography and lifestyle. Founded in the 1880S by German settlers drawn to the area's natural beauty and abundant lakes, the town maintains quiet, friendly character while providing access to exceptional freshwater fishing and outdoor recreation.
While small (population around 1,400), Interlachen's strategic position between Palatka to the east and Gainesville to the west, with Ocala to the southwest, provides essential services locally while accessing larger towns' comprehensive amenities within reasonable drives. The town is surrounded by beautiful fishing lakes-Lake Alto, Lake Grandin, Blue Pond, and numerous others providing year-round outdoor recreation.
Putnam County - Florida's Affordable Lake Country: Putnam County remains one of Florida's most affordable counties while offering exceptional quality of life centered on lakes, outdoor recreation, and small-town character. Cost of living is significantly below Florida's average, with land prices, housing costs, and property taxes far lower than coastal or metropolitan areas.
This affordability attracts budget-conscious retirees, fishing enthusiasts, working families, remote workers, and investors-all seeking maximum value and natural beauty without breaking the bank.
Perfect Location - Central Florida Access:
Nearby Lakes: Lake Alto, Lake Grandin, and Blue Pond provide excellent bass and panfish fishing, kayaking, and water recreation within minutes.
Palatka (approximately 14-16 miles east, 25-30 minutes): Putnam County's seat offers grocery stores, hardware stores, medical facilities, restaurants, county services, and riverfront parks on the St. Johns River.
Gainesville (approximately 30-32 miles west, 35-40 minutes): Home to University of Florida providing Shands Hospital, Oaks Mall, diverse dining, SEC sports, cultural attractions, and employment opportunities.
Ocala (approximately 45-50 miles southwest, 50-60 minutes): Marion County's hub offers additional shopping, services, medical facilities, and access to Ocala National Forest.
Satsuma (approximately 20-22 miles south, 30-35 minutes): Small river town on St. Johns River providing fishing access and Old Florida character.
Orlando (approximately 90-95 miles south, 1 hour 40 minutes - 2 hours): Florida's tourism capital provides theme parks, Orlando International Airport, professional sports, and endless entertainment.
This central positioning provides ideal balance-peaceful lake town living at affordable prices, yet within reasonable drives to employment centers, airports, and urban amenities.
Climate and Year-Round Outdoor Living: North Florida's humid subtropical climate features hot summers and mild winters perfect for year-round outdoor activities. Summer brings afternoon thunderstorms that cool temperatures and keep lakes full. Winter offers delightful 60s-70s days ideal for fishing and outdoor projects.
The region receives approximately 52 inches of annual rainfall, mostly during summer. You'll enjoy about 220 sunny days per year-plenty of Florida sunshine for outdoor living and recreation.
The Interlachen Lake Lifestyle: Interlachen attracts fishing enthusiasts wanting daily lake access, budget-conscious buyers seeking maximum value, corner lot enthusiasts appreciating premium positioning, retirees seeking affordable peaceful Florida living, and investors recognizing exceptional value in underpriced lake-region properties.
Living here centers on fishing local lakes, kayaking peaceful waters, enjoying nature and wildlife, and living simply and affordably. Your corner location adds visibility and positioning benefits to the lake-focused lifestyle.
The absence of HOAs and time-to-build restrictions provides complete freedom. Purchase now at under $10K, hold while property appreciates, and build whenever timing is optimal.
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Building Your Dream Home - Affordable Options
Your 0.22-Acre corner lot provides adequate space for modest, affordable housing perfect for lake retreats, retirement cottages, or small family homes. This lot size accommodates homes up to approximately 1,400 square feet plus driveway and yard.
Corner Lot Design Advantages: Your corner position allows flexible home placement. Position your home to maximize privacy from one street while maintaining easy access from the other. Create attractive landscaping visible from both streets. Take advantage of increased light and openness.
Manufactured Homes ($30,000-$75,000 total): Verify current Putnam County R-2 zoning requirements for manufactured homes. Single-wide models square feet) cost $20,000-$35,000 delivered and set up. Small double-wide models (900-1,200 square feet) cost $35,000-$55,000 delivered and set up.
Installation costs run $7,000-$12,000 including site preparation, foundation, setup, tie-downs, skirting, and steps. Add $3,500-$6,000 for well and $5,000-$7,500 for septic. Total move-in cost: approximately $38,000-$80,000.
Modular Homes ($70,000-$130,000 total): Modular homes fit R-2 zoning perfectly. Built in factories to Florida Building Code, then assembled on permanent foundations. A compact modular home (900-1,300 square feet, 2-3 bedrooms, 1-2 bathrooms) costs $60,000-$95,000 for the structure, plus $12,000-$20,000 for site work, foundation, and assembly. Including utilities, total investment runs $85,000-$135,000.
Timeline is typically 4-6 months from order to move-in.
Site-Built Homes ($80,000-$170,000 total): For traditional stick-built construction, compact efficient homes work best. A modest site-built home (800-1,200 square feet, 2-3 bedrooms, 1-2 bathrooms) costs approximately $110-$145 per square foot including all construction, site work, and utilities. Total investment: roughly $90,000-$175,000.
Timeline is typically 8-12 months from groundbreaking to completion.
Utilities Installation:
Well System ($3,500-$6,000): Wells typically drill 100-200 feet to reach the Floridan Aquifer. Complete systems include drilling, casing, pump, pressure tank, and basic treatment if needed. Unlimited fresh water with no monthly bills.
Septic System ($5,000-$7,500): Florida's sandy soils are ideal for conventional systems. Standard systems include 1,000-Gallon tank, drain field, installation, and health department permitting. Last 25-35+ years with pumping every 3-5 years ($275-$350).
Electric Connection ($800-$2,000): With power nearby, connection is straightforward. Monthly bills typically run $90-$180 for small energy-efficient homes.
Propane ($0 initial, $350-$900 annually): Companies provide tanks free; you pay for gas used.
Internet: Starlink ($120/Month) provides high-speed service. Cellular-based and fixed wireless options available.
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The Interlachen Fishing and Lake Lifestyle
Living in Interlachen means having excellent fishing lakes minutes away:
Outstanding Lakes: Lake Alto, Lake Grandin, and Blue Pond provide year-round fishing for largemouth bass, bluegill, shellcracker, black crappie, and catfish. Public access allows fishing without owning waterfront property.
Year-Round Fishing: North Florida's mild climate allows productive fishing every month. Spring offers spawning bass. Summer provides early/evening action. Fall brings feeding frenzies. Winter remains productive.
Beyond Fishing: Lakes provide kayaking, canoeing, birdwatching, nature photography, swimming at designated areas, and peaceful enjoyment of Florida's natural beauty.
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Why This Corner Lot Represents Exceptional Value
Premium Corner Positioning: Corner lots typically command 5-10% premiums over interior lots due to enhanced visibility, two-street access, more open feel, and prestige positioning. At $9,999, you're getting this premium positioning at an incredibly affordable price.
Unbeatable Price: At just $9,999 cash or $474 down with financing, you're acquiring a corner lot in Florida's lake district for less than the cost of a used car.
Ultra-Low Taxes: Annual taxes of only $83.47 ($6.96/Month) are incredibly affordable.
Lake Region Location: Proximity to excellent fishing lakes provides lifestyle value priceless for outdoor enthusiasts.
No Hoa, No Time Limits: Complete freedom to build when ready without fees or restrictions.
Florida Tax Advantages: No state income tax saves thousands annually. Homestead exemption provides additional savings once you build.
Appreciation Potential: Corner lots in lake regions typically appreciate better than interior landlocked parcels. Properties purchased today for under $10K could reasonably appreciate to $15,000-$23,000+ over 5-10 years.
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Simple, Fast Buying Process
Step 1 - Contact Us: Visit 2 - Choose Payment Option:
Cash ($9,999): Deed records in 1-2 days.
Owner Financing ($225 Down + $249 Doc Fee, then $225/Month for 72 Months): No credit check. Pay $474 at signing, then $225 monthly for 6 years.
Step 3 - Make Payment: Secure online or cashier's check.
Step 4 - Sign Documents: Electronic or physical signatures.
Step 5 - Enjoy Your Land: Immediate possession.
Property Taxes: Just $83.47 annually paid to Putnam County.
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Property Visit Recommendations:
- Visit during daylight hours for best assessment
- Bring charged GPS dece or smartphone
- Wear appropriate footwear for walking property
- Bring camera to document corner position and both street frontages
- Note corner location advantages
- Consider visiting local lakes while in area
Contact for directions assistance or property showing.
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Frequently Asked Questions
Q: What are the advantages of a corner lot?
A: Corner lots offer two-street frontage, enhanced visibility, flexible access options, more open feel with less neighbors directly adjacent, and typically command 5-10% premiums over interior lots.
Q: Is this really under $10K?
A: Yes. Cash price is just $9,999-Our most affordable corner lot.
Q: How's the fishing?
A: Excellent. Interlachen is surrounded by productive fishing lakes within minutes.
Q: What are the taxes?
A: Only $83.47 annually ($6.96/Month)-Incredibly affordable.
Q: Is this really no credit check?
A: Absolutely. No credit or income verification required.
Q: Can I pay off early?
A: Yes. No prepayment penalty.
Q: Why so affordable?
A: Putnam County and Interlachen remain among Florida's most affordable areas. We believe in fair pricing that makes land ownership accessible.
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Your Affordable Corner Lot Dream Starts Here
This 0.22-Acre corner lot at Britt St and Banks Ave represents exceptional value-premium corner positioning in Florida's lake district for under $10K. At $9,999 cash or $474 down, you're getting two-street frontage, enhanced visibility, and lake access at unbeatable pricing.
Interlachen offers peaceful lake living, excellent fishing, ultra-affordable costs, and freedom. Your corner location adds positioning advantages typically costing more.
Don't let this premium corner opportunity pass.
Ready to own your corner lot in the lake district? Visit today.
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More Land Details
Property Type: Residential Land (Corner Lot)
Size: 0.22 Acres
Apn: 07-10-25-4081-0030-0010
Annual Taxes: $83.47
Zoning: R-2 Residential
Town: Interlachen
Location: Corner of Britt St & Banks Ave
HOA: None
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The details provided are believed reliable but not warranted. Buyers should conduct due diligence.
Contact Information:
H5 Land Ventures, Llc
Website:
At H5 Land Ventures, we believe owning land should be possible for everyone. We specialize in making land ownership simple, affordable, and accessible.
Lot Maps & Attachments
Directions to Lot
Directions to Property
Property located at corner of Britt St & Banks Ave in Interlachen, FL 32148. GPS: 29.646194, -81.831833 (decimal) or 29°38'46.3"N, 81°49'54.6"W. Strongly recommend using GPS coordinates.
From Ocala (approximately 45-50 miles, 50-60 minutes):
1. Start in Ocala
2. Head east on E Silver Springs Blvd/SR-40 East
3. Continue on SR-40 E for approximately 22-25 miles
4. Turn left (north) onto SR-19 North
5. Continue on SR-19 N for approximately 18-20 miles
6. Turn right (east) onto SR-20 East
7. Continue approximately 4-5 miles
8. Turn left (north) onto CR-315 North/Interlachen Ave
9. Continue into Interlachen approximately 6 miles
10. Navigate to corner of Britt St and Banks Ave
11. Gps: 29.646194, -81.831833
From Satsuma (approximately 20-22 miles, 30-35 minutes):
1. Start in Satsuma
2. Head north on US-17 North
3. Continue on US-17 N for approximately 12-14 miles
4. Turn left (west) onto SR-20 West
5. Continue on SR-20 W approximately 5-6 miles
6. Turn right (north) onto CR-315 North/Interlachen Ave
7. Continue into Interlachen
8. Navigate to corner of Britt St and Banks Ave
9. Gps: 29.646194, -81.831833
From Palatka (approximately 14-16 miles, 25-30 minutes):
1. Start in Palatka
2. Head north on US-17 North for approximately 6-7 miles
3. Turn left (west) onto SR-20 West
4. Continue on SR-20 W for approximately 8-10 miles toward Interlachen
5. Turn right (north) onto CR-315 North/Interlachen Ave
6. Continue into Interlachen
7. Navigate to corner of Britt St and Banks Ave
8. Gps: 29.646194, -81.831833
From Gainesville (approximately 30-32 miles, 35-40 minutes):
1. Start in Gainesville
2. Head east on University Ave/SR-26 East
3. Continue on SR-26 E for approximately 18-20 miles through Melrose
4. In Melrose, SR-26 becomes Interlachen Ave/CR-315
5. Continue on CR-315 for approximately 8-10 miles into Interlachen
6. In Interlachen, navigate to corner of Britt St and Banks Ave
7. Gps: 29.646194, -81.831833
From Orlando (approximately 90-95 miles, 1 hour 40 minutes - 2 hours):
1. Start in Orlando
2. Head north on I-4 West toward Daytona Beach
3. Take Exit 114 for US-17 North toward DeLand
4. Continue on US-17 N for approximately 35-40 miles
5. In Crescent City area, continue on US-17 N
6. Continue approximately 20-25 miles to Interlachen area
7. Turn left (west) onto CR-20/Interlachen Ave
8. Continue into Interlachen
9. Navigate to corner of Britt St and Banks Ave
10. Gps: 29.646194, -81.831833
GPS Navigation Details:
- Primary Coordinates (Decimal): 29.646194, -81.831833
- Primary Coordinates (DMS): 29°38'46.3"N, 81°49'54.6"W
- Corner Coordinates listed in property details for reference
Navigation Tips:
- GPS coordinates provide most accurate navigation
- Corner lot at Britt St and Banks Ave in Interlachen
- SR-20 and CR-315 are main routes through Interlachen
- Cell phone coverage is generally good for GPS navigation
- Interlachen is small and easy to navigate once you arrive
Landmarks and References:
- Corner of Britt St and Banks Ave
- Downtown Interlachen (small commercial area)
- SR-20/Main Street (main highway through town)
- CR-315/Interlachen Ave (north-south route)
- Approximately 14-16 miles west of Palatka
- Approximately 30-32 miles east of Gainesville
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