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Private Retreat Mins to Palatka

225 Se 2nd Avenue : Palatka, FL 32177

Putnam County, Florida

0.28 Acre
$8,995 USD
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Lot Description

What You'll Love About This Land

Are you looking for a simple, low-stress spot to build a home, place a mobile home, or just hold some land for the future?

This 0.28-Acre lot in Putnam County might be exactly what you've been trying to find - quiet, flexible, and affordable.

-Hold it now for just $50 on our website. Make-It-Yours Monday coupon available on our website.

The property sits off a calm dirt road and feels tucked away without being completely isolated.

There are homes nearby, so you're not out in the middle of nowhere, but you still get that peaceful Florida woods vibe.

The land itself is flat with no slope, covered in pine flatwoods and some open grassy areas.

It does fall in a frequently flooded zone, so it's important to check with the county about building requirements and what that means for your plans.

But one of the biggest perks here is the zoning.

This area is R-2, which gives you options: single-family homes, mobile homes, and even small community residential homes are allowed.

Recreational uses are permitted too.

No Hoa, no dues, no long list of rules - just a straightforward place where you can use your land the way you want, within county guidelines.

Utilities in the area look promising since there are houses around, but like any rural lot, you'll want to confirm the details.

People are buying land in Putnam County because the area is slowly growing, prices are still affordable, and Florida continues to attract new residents every year.

It's the kind of place that feels relaxed and unhurried, but still close enough to towns, lakes, and state parks to enjoy the outdoors.

Note: All information provided is based on our own research. We always recommend confirming details like zoning, access, and utilities directly with Putnam County before building or making plans.

Lot Breakdown: What You're Getting

Assessor's Parcel Number: 03-09-27-7732-0230-0130

Legal Description: Lot 13, Block 23 of Rio de St. John Subdivision Unit Iii

Elevation: 15

Gps Center Coordinates (Approx.): 29.74033, -81.5865

Annual Taxes: ~$20.35

Zoning: R-2

Time Limit To Build: None as far as we are aware

Access: Dirt Road

Power: We recommend that you contact Putnam County to confirm

Water: A well would need to be installed

Sewer: A septic system would need to be installed

Official Contacts: Please contact Putnam County

RVs Allowed? We recommend that you contact Putnam County to confirm, but according to our research, RVs are not allowed

Buildable? Because we do not know the specifics of what you may want to build on the property, we recommend that you contact the building and/or zoning department(s) for more information on the relevant zoning and building regulations and how to obtain a building permit

Survey Available? No, we have not had a survey commissioned, but if you would like to pay for a survey we would be happy to work with your chosen surveyor

In Hoa? No Hoa

Annual HOA Dues: ~$0.00

I've Helped Over 600 People Across The Country Become Landowners And Live Their Version Of The American Dream

You deserve to own land and live free.

If you've been priced out, stuck renting, or confused by the land-buying process, I'm here to change that.

But most buyers don't miss out because they chose the wrong lot, they miss out because they waited too long.

That's why we offer a $50 hold for 2 days, so you can secure the property while you decide if it's the right fit.

And if you're wondering what happens next, here's our Buy With Confidence Promise:

Real people to talk to, whenever you need

365-day exchange guarantee on owner-financed land

Full support before, during, and after the sale

Plus: Every purchase includes 9 free bonuses, like a 3-night vacation voucher, monthly Q&A calls with Erika (our co-founder), and a 30-minute architectural consult, nearly $3,000 in real-world tools to help you get started fast and spend less doing it.

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Location & Accessibility

Palatka sits in the heart of Putnam County, offering a central position that makes it easy to reach surrounding towns and major Florida corridors.

The city is located along the St. Johns River, giving the area a natural waterfront setting while still maintaining convenient road access.

US Highway 17 runs directly through Palatka, providing a straightforward north-south route for daily travel and regional connectivity.

State Road 19 also serves the area, linking residents to nearby communities, recreational spots, and essential services.

Palatka is approximately 30 miles from St. Augustine, placing historic attractions, beaches, and additional shopping options within a manageable drive.

The city is about 45 miles from Gainesville, giving residents access to a wider medical network, university facilities, and employment centers.

Jacksonville is roughly an hour away, allowing for convenient access to a major airport and a larger metropolitan area when needed.

Local travel within Palatka is simple thanks to a well-connected street grid and clear access to schools, stores, parks, and city offices.

The St. Johns River Bridge provides quick passage between East Palatka and the main portions of town, improving daily traffic flow.

Boat ramps and riverfront parks offer additional avenues for getting around and exploring the area from the water.

Palatka's accessibility supports a lifestyle that balances small-town comfort with the convenience of nearby urban resources.

Overall, the city's location provides a practical blend of natural beauty and ease of movement throughout northeast Florida.

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Community & Services

Palatka offers a full range of public services managed through city and county departments that support residents' everyday needs.

The community is known for its welcoming atmosphere, supported by a mix of historic neighborhoods, riverfront districts, and local gathering spaces.

Police and fire services operate locally, ensuring timely response and safety coverage across residential and commercial areas.

Putnam County Fire Rescue also serves the region, adding additional resources for emergency medical support and specialized response.

The city provides public works services that include road maintenance, utilities, and essential infrastructure operations.

Parks and recreation play a major role in community life, with riverfront amenities, walking trails, ballfields, and picnic areas available throughout the city.

Ravine Gardens State Park offers a unique natural attraction within Palatka, featuring trails, gardens, and scenic views used for recreation and community events.

Residents benefit from access to the St. Johns River Center, where educational programs highlight the area's ecosystems and natural resources.

Local libraries provide resources for learning, community programs, and public internet access.

Healthcare needs are supported by nearby medical facilities, clinics, and specialty providers within Palatka and the surrounding region.

Schools in the area are part of the Putnam County School District, offering K-12 education with a variety of academic and extracurricular options.

Local businesses, annual festivals, and cultural events contribute to the city's identity and strengthen community connections throughout the year.

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Cost of Living & Affordability

Palatka offers a cost of living that tends to be lower than many larger Florida cities, giving residents the ability to manage daily expenses more comfortably.

Housing options in the area include single-family homes, apartments, and rural residential properties, providing choices for a range of budgets.

Utility costs in Palatka are generally manageable, with typical services such as electricity, water, and waste management supported by local providers.

Groceries and household essentials are easy to access through regional supermarkets, independent stores, and nearby big-box retailers.

Transportation expenses can be relatively affordable since residents often rely on short, simple routes for daily errands and commuting.

Healthcare costs are supported by local clinics and medical providers, allowing residents to receive essential care without extensive travel.

Dining out in Palatka offers a mix of casual restaurants, local eateries, and familiar chains where meal prices remain reasonable for most households.

Recreation opportunities, including parks, nature areas, and riverfront activities, provide low-cost or free options for enjoying the outdoors.

Entertainment and community events frequently offer budget-friendly experiences, allowing families to participate without significant expenses.

Insurance rates, depending on the type of coverage, can be competitive due to the area's local market and range of available providers.

Property taxes throughout Putnam County tend to be moderate, helping keep ongoing homeownership costs more accessible.

Shopping for home goods, tools, and general supplies is convenient with local hardware stores and retail centers supporting everyday affordability.

The variety of local services-such as auto repair shops, lawn care providers, and personal-care businesses-gives residents access to competitively priced options.

Utility-friendly homes, abundant green areas, and modest traffic levels can contribute to lower overall lifestyle expenses.

Overall, Palatka's affordability appeals to residents who want practical living costs while remaining connected to essential amenities.

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Job Opportunities & Local Economy

Palatka's economy is built around a combination of public-sector employment, manufacturing, retail, healthcare, and service-oriented businesses.

Local schools, government offices, and public safety departments provide stable employment opportunities across educational and administrative fields.

Manufacturing plays a long-standing role in the area, with facilities in and around Palatka offering jobs in production, operations, and skilled trades.

Healthcare employers-including clinics, primary care offices, and medical service providers-offer positions ranging from nursing to administrative support.

Retail centers throughout Palatka provide opportunities in customer service, management, stocking, and daily store operations.

The hospitality sector, supported by the area's natural attractions and visitor traffic, includes lodging, dining, and event-related employment.

Construction and skilled trades remain active due to ongoing maintenance needs, infrastructure projects, and building activity within the county.

Agriculture contributes to the broader economic landscape with farms and agricultural businesses offering seasonal and year-round work.

Logistics and transportation jobs are supported by major roadways and regional movement of goods through the area.

Small businesses, ranging from specialty shops to professional services, help drive local employment and support entrepreneurial activity.

Outdoor recreation and river-related tourism create additional opportunities connected to guiding, rentals, and visitor services.

Technology and remote-work opportunities have grown as improved connectivity allows more residents to work from home.

Utilities and public works departments offer roles in maintenance, engineering support, and essential service operations.

Food service roles remain widely available across the city's range of restaurants, catering options, and community venues.

Combined, these job sectors create a balanced local economy that supports residents with both skilled and entry-level employment options.

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Tourism & Lifestyle Appeal

Palatka offers a lifestyle shaped by the natural beauty of the St. Johns River, giving residents and visitors an easy way to enjoy boating, fishing, and waterside relaxation.

The city features a historic downtown district with local shops, cafés, and murals that create a walkable, welcoming atmosphere for strolls, dining, and community gatherings.

Ravine Gardens State Park stands out as one of Palatka's signature attractions, offering scenic trails, garden views, and year-round outdoor enjoyment.

Many visitors come to the area for fishing tournaments, riverfront festivals, and cultural celebrations that highlight Palatka's connection to the water.

Local parks across the city provide playgrounds, picnic areas, sports fields, and green spaces where residents spend time with family and friends.

Nature lovers appreciate the surrounding forests, trails, and conservation areas that make it easy to enjoy hiking, birdwatching, and peaceful outdoor escapes.

The city's riverfront promenade and public docks give residents access to sunset views, leisurely walks, and community events along the shoreline.

Palatka's small-town pace suits those who prefer a relaxed lifestyle while still having convenient access to recreation, dining, and essential services.

Art and culture also play a role in community life, with local galleries, public art displays, and seasonal events contributing to a creative atmosphere.

Together, the city's natural features, outdoor recreation, and friendly environment create an appealing setting for both day-to-day living and short-term visits.

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Future Development & Growth

Palatka continues to focus on maintaining and improving its public spaces, infrastructure, and community resources through local planning and city-led initiatives.

Ongoing attention to downtown revitalization helps support small businesses, enhance walkability, and preserve the historic character of the area.

Riverfront upgrades and public-use enhancements remain priorities, strengthening Palatka's connection to the St. Johns River and supporting recreational access.

The city regularly evaluates transportation needs, aiming to keep roads, bridges, and major routes in good condition for residents and visitors.

Public facilities such as parks, recreation areas, and community buildings receive periodic improvements to keep amenities updated and functional.

Local planning efforts help guide responsible growth, ensuring that development aligns with community goals and existing land-use patterns.

Infrastructure maintenance-including utilities, drainage systems, and public-works services-supports long-term reliability for homes and businesses.

Economic development initiatives encourage support for local employers, workforce training, and business activity within the region.

Partnerships between the city, county, and community organizations help promote coordinated efforts in areas such as public safety, recreation, and neighborhood upkeep.

Overall, Palatka's approach to future development focuses on strengthening its existing assets, enhancing community spaces, and supporting steady, practical improvements.

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Climate & Terrain

Palatka enjoys a humid subtropical climate, characterized by warm summers and mild winters, making outdoor activities accessible year-round.

Summers in the city typically bring high temperatures, abundant sunshine, and occasional afternoon thunderstorms that help maintain the region's lush vegetation.

Winters are generally mild, with cooler temperatures in the 50s and 60s, offering a comfortable climate for outdoor recreation and daily life.

Spring and fall provide particularly pleasant conditions, with moderate temperatures and lower humidity, creating ideal weather for walking, biking, and riverfront activities.

The city receives a moderate amount of rainfall annually, which supports green landscapes, gardens, and the thriving local flora along the St. Johns River.

Humidity levels are highest during the summer months, but nearby breezes from the river and surrounding areas help create more comfortable conditions.

Palatka's terrain is predominantly flat to gently rolling, making it easy to navigate for both residents and visitors.

The St. Johns River creates scenic waterfront areas and a variety of natural landscapes along its banks, including wetlands and floodplains.

Forested areas and parks around Palatka provide shaded, elevated trails and recreational spaces that blend seamlessly with the natural environment.

The city also features areas of well-maintained urban landscapes, with streets lined with trees, green spaces, and landscaped public areas.

Ravine Gardens State Park adds a unique dimension to the local terrain, featuring ravines, winding trails, and flowering gardens that attract residents and visitors alike.

Small creeks, streams, and drainage areas contribute to the city's natural charm and create habitats for local wildlife.

The combination of flatlands, riverbanks, and modest elevation changes makes Palatka suitable for a wide range of outdoor pursuits.

Seasonal changes enhance the city's aesthetic appeal, with blooming flowers in spring and colorful foliage in fall adding visual interest.

Overall, Palatka's climate and terrain create a comfortable, accessible environment that supports a relaxed, nature-friendly lifestyle.

Residents can enjoy boating, fishing, hiking, and walking along trails without facing extreme weather conditions for most of the year.

The natural floodplains along the river are managed to protect infrastructure while preserving the ecological character of the area.

Parks and recreation areas are strategically placed to maximize enjoyment of the terrain and scenic river views.

The city's blend of flat residential areas, elevated parklands, and riverfront spaces allows for diverse outdoor experiences close to home.

Palatka's climate and terrain together foster a lifestyle that emphasizes convenience, comfort, and connection to nature.

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Education & Healthcare

Palatka is served by the Putnam County School District, which provides a full range of educational options for students from kindergarten through high school.

Public schools in the city offer programs in academics, arts, and athletics, giving students opportunities to explore diverse interests.

Several elementary, middle, and high schools operate within the area, offering community-based learning and strong ties to local families.

Local schools also host extracurricular programs, including sports teams, clubs, and enrichment activities that foster student engagement.

Adult education and continuing education programs are available nearby, allowing residents to pursue additional skills, certifications, and career advancement.

Charter and private school options provide alternative educational environments for families seeking specific curricula or smaller class sizes.

Libraries and community learning centers support educational growth, providing resources, workshops, and access to technology for students of all ages.

Nearby higher education institutions offer associate and bachelor's programs, technical training, and continuing education opportunities within reasonable commuting distance.

Healthcare services in Palatka include clinics, primary care offices, dental practices, and specialty providers, supporting everyday medical needs.

A range of outpatient services is available locally, covering routine care, preventive health, and chronic condition management.

Hospital facilities in the city and surrounding areas provide emergency care, surgical services, and inpatient treatment when needed.

Mental health support and counseling services are accessible to residents through local providers and community programs.

Pharmacies and medical supply stores in Palatka make it convenient to access prescriptions and essential health products.

Public health programs focus on wellness, vaccinations, and community education to support the overall health of residents.

Specialized services such as physical therapy, rehabilitation, and diagnostic imaging are available at local medical centers.

Telehealth services complement in-person care, giving residents flexibility and easier access to medical consultations.

Emergency medical response is well-coordinated, with local EMS and fire departments working closely to provide rapid care when necessary.

Community health initiatives promote fitness, nutrition, and preventative care, reflecting the city's emphasis on a healthy lifestyle.

Healthcare professionals in Palatka provide attentive, personalized care, fostering trust and continuity for patients.

Overall, education and healthcare resources in Palatka support families, individuals, and seniors with convenient, quality services close to home.

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Restaurants & Entertainment

Palatka offers a variety of dining options that range from casual eateries to locally owned restaurants, providing flavors that appeal to both residents and visitors.

Riverfront dining is a highlight in the city, where several establishments feature scenic views and outdoor seating to complement meals.

Local diners and cafés serve breakfast and lunch favorites, creating community gathering spots that are popular for casual meetups and daily routines.

Seafood is widely available, reflecting the city's proximity to the St. Johns River and regional Florida waters.

Several family-friendly restaurants provide menus that accommodate children and larger groups, supporting easy dining with family and friends.

Coffee shops and bakeries offer specialty beverages and baked goods, giving residents relaxed spaces to socialize or work remotely.

Pizzerias, sandwich shops, and casual takeout options make dining convenient for quick meals or evenings at home.

Local festivals and seasonal events often feature food vendors, highlighting regional cuisine and supporting community engagement.

Downtown Palatka includes a mix of restaurants, lounges, and bars that provide evening entertainment and social options.

Specialty shops and ice cream parlors offer treats and desserts, creating a vibrant culinary scene for visitors and locals alike.

For entertainment beyond dining, the city hosts cultural events, including art exhibits, music performances, and theater productions.

Live music venues showcase local talent and occasional touring acts, offering an enjoyable night out for music enthusiasts.

Community theaters provide plays, performances, and educational programs, engaging residents in local arts and culture.

Outdoor recreation areas, including riverfront parks, host concerts, festivals, and family-friendly events throughout the year.

Public spaces often feature seasonal programming, such as movie nights, craft fairs, and holiday celebrations that bring the community together.

Art galleries and local exhibits highlight the region's creative spirit, encouraging exploration of visual and performing arts.

Sports and recreational activities, such as boating, fishing tournaments, and community sports leagues, provide entertainment options for all ages.

The city's small-town atmosphere makes it easy to enjoy events and venues without the congestion of larger urban centers.

Farmers' markets and local craft fairs add to the entertainment and shopping experience, giving residents and visitors a chance to interact directly with vendors.

Palatka's restaurant and entertainment offerings create a lively, welcoming environment that balances casual leisure with cultural engagement.

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Safety & Security

Palatka is supported by a dedicated police department that oversees law enforcement throughout the city and helps maintain public safety.

Community policing programs encourage active participation from residents, fostering a sense of collaboration and vigilance.

Emergency services, including fire and medical response, are well-coordinated and strategically located to ensure prompt attention when needed.

Neighborhoods in Palatka benefit from routine patrols and public safety initiatives aimed at preventing crime and maintaining order.

The city emphasizes safety awareness through community programs, educational outreach, and resources for residents of all ages.

Traffic enforcement and roadway safety measures help reduce accidents and improve pedestrian and driver protection throughout the city.

Fire safety is supported by multiple fire stations, well-trained personnel, and public programs that educate residents about emergency preparedness.

Local schools work closely with police and community leaders to ensure safe environments for students and staff.

Community centers and recreation areas are monitored and maintained to provide secure locations for family activities and social gatherings.

Emergency alert systems and communication programs help residents stay informed about weather events, road conditions, and local incidents.

Public lighting and maintained streets contribute to overall neighborhood safety, making public spaces inviting at different times of the day.

Crime prevention initiatives focus on property safety, neighborhood watch programs, and active engagement with local organizations.

Medical emergencies are addressed efficiently through local hospitals, clinics, and coordinated EMS services.

Disaster preparedness programs support readiness for hurricanes, storms, and other natural events that can affect the region.

Safety campaigns highlight pedestrian, bicycle, and driver education to enhance community-wide protection.

Partnerships between city officials, law enforcement, and local organizations foster long-term community resilience.

Residents often report a sense of familiarity and neighborly awareness that contributes to a secure and supportive environment.

The city maintains a visible and accessible presence for law enforcement and emergency services to ensure confidence in public safety.

Safety measures extend to public parks, trails, and riverfront areas, allowing residents to enjoy outdoor recreation with peace of mind.

Palatka's overall approach to safety and security combines professional services, community engagement, and proactive planning to create a protected and welcoming environment.

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-----The details provided in this property listing are believed to be reliable but are not warranted. Prospective buyers should conduct their own due diligence to verify information before purchase.

Lot Maps & Attachments

Directions to Lot

From Palatka, Florida 32177, USA

-Head west on US-17 N/Reid St toward N 2nd St 6.0 mi

-Continue to follow US-17 N

-Turn right onto W River Rd 5.9 mi

-Turn left onto SE 3rd Ave 0.1 mi

-Turn right onto 2nd Ave 0.2 mi

-Turn left onto SE 2nd Ave 0.2 mi

-Destination will be on the left

More Lot Details

Owner Will Finance
Residential Zoning
Flat Terrain
Dirt Road Access
Estimated Annual Taxes
$20
Assessor Parcel Number (APN)
03-09-27-7732-0230-0130
LOTFLIP ID
410485
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