Bait Your Dream Lot Now, $175/Mo
Annette Avenue : Interlachen, FL 32148
Putnam County, Florida
Lot Description
Breaking free from rent payments feels impossible when every month the money disappears and nothing is left behind. But what if your monthly payment actually built toward something real? This 0.22-Acre property in Interlachen, Florida, gives you that chance. With no banks, no credit checks, and low monthly payments, you can finally start owning instead of renting. This is your step toward security-a small piece of land you can pay off in just a few short years and then use for your own plans. It's simple, affordable, and practical. Every payment goes toward something with your name on it, something you can pass on to your family.
Pricing Options
-Owner financing: $250 doc fee (nonrefundable) + $250 down + $175/Month for 72 months
-Discounted cash price: $9,200.00 + $250 doc fee (nonrefundable)
This wooded 0.22-Acre lot sits on Annette Ave in the Interlachen Lakes Estates Unit 17 subdivision of Putnam County. The land is outside city limits, offering peace and space, with the convenience of town just minutes away. The road is maintained by the county, and power poles are visible on Annette Ave. You'll set up well and septic when the time comes. It's a manageable lot with no flood zone or wetlands, making it a reliable long-term investment.
Key Property Features:
• 0.22 acres of wooded land in a quiet subdivision
• Legal access via Annette Ave, county maintained dirt road
• Power poles visible along the street
• Well and septic required, giving you independence
• Outside city limits with no confirmed HOA fees
Future Development Options:
• Build a single-family or two-family home after payoff
• Place a mobile home (1976 or newer)
• Add a tiny home as a single-family dwelling
• Hold long-term as an affordable land investment
Financing Benefits:
• No credit checks or bank approval needed
• Low monthly payments of $175
• No pre-payment penalty-pay off early anytime
• Family-owned, straightforward buying process
Affordable lots like this go quickly. Contact us today to secure this property before it's gone.
For families tired of renting, this land is a first step toward freedom. Instead of paying a landlord each month, you're putting money into your own future. At $175 a month, it's like a built-in savings plan that ends with you holding the deed. Once it's paid off, you can finally place a mobile home, design your space, and know you'll never have to answer to a landlord again.
This property also makes sense as a backup plan. Life changes, and owning land gives you options. It can be a retirement spot, a place for family visits, or simply a safe piece of property in your name. Land doesn't disappear-it's always there when you need it.
And if you value having space, this is a place to breathe. You're not crammed into an apartment or subdivision with neighbors on every side. You'll enjoy the slower pace of Interlachen Lakes Estates, knowing you still have nearby access to shops, schools, and healthcare.
Nearby Communities and Services:
• Interlachen, FL - 10 minutes (local shops, schools, groceries)
• Palatka, FL - 27 minutes (bigger town with dining and healthcare)
• Gainesville, FL - 40 minutes (major city, hospitals, university)
• Exxon gas station - just 4 minutes away
Regional Recreation Opportunities:
• Riverfront Park in Palatka - 27 minutes (fishing, trails, events)
• Silver Springs State Park - 50 minutes (springs, kayaking, nature walks)
• Magic Kingdom Park - 2 hours (family fun day trip)
Transportation and Accessibility:
• Easy access to Fl-20 for local travel
• Less than an hour to I-75 for longer trips
• Car-dependent, but all essentials within 10-30 minutes
Cost of Living Benefits:
• Low property taxes at only $78.81 a year
• No confirmed HOA fees
• Affordable utilities with well and septic
• Land prices here are lower than surrounding areas
Essential Property Details:
• Parcel number: 35-09-24-4076-0350-0050
• Size: 0.22 acres
• Address: Annette Ave, Interlachen, FL 32148
• County: Putnam, Florida
• Subdivision: Interlachen Lakes Estates Unit 17
Zoning & Development Information:
• Zoned Residential, Two-Family (R-2)
• Allows single-family homes, two-family homes, and mobile homes (1976 or newer)
• Tiny homes allowed as long as they are single-family dwellings
• Building permits valid for 180 days with extensions available
Utilities & Infrastructure Requirements:
• Power available through Clay Electric or Florida Power & Light
• Well and septic required
• Gas services available through local propane providers
• Waste services provided by county-approved vendors
Annual Ownership Costs:
• Property taxes: $78.81 per year
• No confirmed HOA or POA dues
Important Restrictions:
• Property is vacant and undeveloped
• No camping or RV use while financing
• Living on the land only allowed once property is fully paid off
Buying land should be simple, and that's exactly how we keep it. No banks, no credit checks, no hidden fees-just clear, affordable terms. We're a family business, and we believe in helping other families find their way to land ownership.
This is your chance to start owning instead of renting. Don't let it slip away. Contact us today to secure this property and take the first step toward a future you can truly call your own.
Lot Maps & Attachments
Directions to Lot
Driving Directions (From SR20 in Palatka, FL)
Start Point: SR20, Palatka, FL
End Point: Annette Ave, Interlachen, FL - Property near GPS 29.67268, -81.87125
Total Distance: 17.6 miles
Estimated Time: 27 minutes
Start on SR20 in Palatka.
Head west on SR20 toward Interlachen.
Stay on SR20 for about 15.5 miles.
Turn off SR20 onto the local road that leads into Interlachen Lakes Estates.
Continue on that local road for about 1.5 miles.
Follow county road signs and neighborhood markers as you enter the subdivision.
Turn onto Annette Ave when you see the street sign.
Drive about 0.6 miles on Annette Ave.
Continue until you reach the property frontage near GPS 29.67268, -81.87125.
Arrival: Property is located along Annette Ave at/near GPS 29.67268, -81.87125.
Access Notes:
Road surface type: SR20 is paved. Local roads and Annette Ave are dirt.
Seasonal notes: Dirt roads can become soft or muddy after rain. Low-clearance cars may have trouble when wet.
Reminder: Download maps before travel; cell service may be limited.
More Lot Details
More Lots from Rowes of Land LLC
0.3 AC : $12.9K- 0.2 AC : $11K
- 0.4 AC : $14.9K
- 0.4 AC : $13.9K
- 0.2 AC : $11K
- 0.2 AC : $9.2K
- 0.2 AC : $11.9K
- 0.2 AC : $9.2K
- 0.2 AC : $9.2K
