Apache AZ Land, $109 Down
Adamana, AZ 86025
Apache County, Arizona
Lot Description
Owner Financing:
- $109 down (plus the $249 doc fee)
- $109 down $119/Mo for 60 months (plus prorated taxes and note maintenance fee)
You want land. Not someday-today.
Maybe you've looked around and thought, “There's no way I can afford that.” Maybe you've heard that owning land is hard, or that it takes a big bank loan, or that you have to have perfect credit and piles of cash to even get started.
None of that is true here.
This 1.37-Acre property in Apache County, Arizona is the exact opposite. It's made for someone who wants ownership-not extras. Not bells and whistles. Just a simple, flat piece of land you can lock in for yourself, on your timeline, without anyone telling you how or when to use it.
Because this land isn't for tourists or flippers. It's for you-the person who sees the value in holding something steady. The kind of person who doesn't need to show off what they own, but feels good just knowing they own it. Someone who wants to plant a flag, even if it's just a mental one. Someone who's ready to stop waiting and finally say, “I have land.”
Here's what you're locking in:
1.37 acres of flat terrain in Apache County, Arizona
Apn: 21135204
Elevation of 5,536 feet
Access by dirt road
Closest city: Adamana, AZ (Zip code 86025)
Utilities nearby; will need to install a well and septic system later
No usage requirements-own now, decide later
Low taxes: just $15 a year
And the terms? Straightforward and within reach:
Cash Price: $5,097.00
Down Payment: $109
Monthly Payment: $119
Term Length: 60 months
One-time Doc Fee: $249 (non-refundable)
That's it. No tricks. No credit checks. Just a simple agreement between you and ownership.
Let's talk about what that means.
When you pay the $109 down and the non refundable doc fee of $249, this property is yours to claim. It doesn't matter if you're not ready to do anything with it yet. There's no pressure to act fast, no deadlines you have to meet. You're not being sold a lifestyle, or a promise, or a package deal. You're just getting land. Plain and simple.
Maybe you want to hold it for years. Maybe it's a quiet place to fall back on later. Or maybe it's just something you know you should do for your future. Either way, you're thinking long-term, and this land gives you that solid foundation without putting your finances under stress.
No banks. No loans. Just you and this property.
When your monthly payments are done, it's fully yours-free and clear. You can do what you want with it then. But right now? You're just taking the first step. And honestly, that step matters more than anything else.
Think about this: You're paying less than a car payment. Less than most phone bills. And instead of getting a subscription or something that breaks after a few years, you're getting dirt. Real dirt. Your name on it. Your claim on the land. Something no one can take away once it's paid for.
That's a smart move.
And it's one you can feel proud of.
This isn't a flashy listing. There are no granite countertops or paved driveways to show off. But you're not looking for that. You're looking for peace of mind. You're looking for ownership. And this is your path to it.
The land is simple and flat, which means no surprises. You can reach it by dirt road, and it's not too far from Adamana, so you're not completely cut off. At the same time, it's quiet. Rural. Out of the way. You don't have to worry about neighbors crowding you or cars speeding past. Just space. Openness. And the confidence that this little patch of Arizona is yours.
Utilities are nearby, but there's no pressure to connect anything right away. When the time comes, you'll need to install a well and a septic system if you ever want to set something up. But that can wait.
The county keeps things simple too. Taxes are only $15 a year. That's less than most people spend on coffee in a week. So even while you're paying monthly, it's not a burden. It's a plan.
And it's a plan you control.
There's something powerful about that. Most people are always reacting-trying to keep up with rising rent, high prices, and short deadlines. But when you own land, even a small piece, the game changes. You're no longer just a renter. You're not stuck in “someday.” You've got something real. Something that isn't going anywhere. Something solid.
It's okay if no one else gets it. This land isn't about what other people think. It's about what you know is right for you.
Maybe you're the kind of person who's always been told to “wait.” To save more. To think bigger. To be patient. But sometimes, the smartest move is just getting started-even if it's small. Even if it takes a while. You don't need to wait for permission to own land.
You just need a low monthly payment and a decision to go for it.
And in five years? You'll look back and realize this was the moment it started. The moment you chose to say, “Yes. I'm an owner.”
No stress. No pressure. Just a steady path toward something better.
So if you've been waiting for the right time-this is it.
If you've been wondering whether it's even possible-now you know it is.
And if you've been hoping someone would just lay it out straight-here you go.
You can own this land in Apache County, Arizona, with just:
$109 down
$119 a month
No credit check
No banks
No big promises-just land and a path to ownership
Are you ready to lock it in?
Reach out today to reserve it. We'll walk you through everything. No pressure, no rush. Just the facts and a fair deal.
Because you don't have to wait until everything's perfect.
You just have to start.
State: Az
County: Apache
Zip: 86025
Size: 1.37 acres
Apn: 21135204
Legal Description: Tract: Z Range: 204 Petrified Forest EST 4 Lot 204
Lat/Long Coordinates:
Nw: 35.017119, -109.825892
Ne: 35.017119, -109.825225
Sw: 35.016292, -109.825842
Se: 35.016292, -109.825197
Elevation: 5536 feet
Annual Taxes: Approx. $15 per year
Zoning: Agriculture
Flood Zone: No
HOA/POA: No
Improvements: No improvements done.
Access: Dirt Road
Water: Will need to install a Well
Sewer: Will need to install a Septic System
Utilities: Utilities Available nearby
Owner Financing:
- $109 down (plus the $249 doc fee)
- $109 down $119/Mo for 60 months (plus prorated taxes and note maintenance fee)
Lot Maps & Attachments
Directions to Lot
From Winslow, Arizona 86047, USA to Sanders Unified District, Arizona, USA
-Get on I-40 E from E 2nd St/Old Hwy 66 5 min (2.1 mi)
-Head northwest on E 3rd St/Old Hwy 66 toward N Kinsley Ave 69 ft
-Turn left at the 1st cross street onto N Kinsley Ave 351 ft
-Turn left onto E 2nd St/Old Hwy 66 1.4 mi
-Turn left onto Transcon Ln 0.3 mi
-Turn right to merge onto I-40 E 0.3 mi
-Follow I-40 E. Take exit 303 from I-40 E 40 min (47.5 mi)
-Merge onto I-40 E 47.3 mi
-Take exit 303 toward Adamana Rd 0.2 mi
-Take Old Rte 66 to N7904 in Apache County 9 min (6.3 mi)
-Turn right onto Adamana Rd 194 ft
-Turn left onto Old Rte 66 5.0 mi
-Old Rte 66 turns slightly right and becomes 7156/Adamana Rd 1.2 mi
-Turn right onto N7904
-Destination will be on the left 207 ft
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