Private Quite 5.5 Acre tract located on Oconee Forrest Rd and Woodland Ct. between Monticello and Shady Dale, GA. There is already a driveway pipe and a road that goes into the property. You may walk the property at your leisure. We offer owner financing at 7.9% up to 20 years. NO CREDIT CHECKS, ZERO MONEY DOWN. processing fee is all you need to secure the property and pays for your contract. Monthly payments start at for a 20 yr note. You pick the term. No prepayment penalty. Mobile homes allowed Copy of the Covenants are located under Files- Brochure.